Thursday, August 27, 2020

The Line is for the Toe

The Line is for the Toe The Line is for the Toe The Line is for the Toe By Simon Kewin The Washington Times as of late printed a publication about H1N1 influenza calling the sickness tow-the-line influenza. The utilization of the expression tow the line is a typical mix-up; what the paper ought to have composed was fall in line. To fall in line intends to adjust to some standard or standard, to fall into line. Lawmakers, for instance, regularly host to toe their gathering lines. Individuals may envision that the spelling tow the line is right as it maybe gets from some nautical action. Ropes are frequently called lines on board transport and a tow-line is only a line used to tow something on the water. Yet, the expression is most likely nothing to do with ropes. Truth be told, the specific source is indistinct yet the expression is commonly taken to get from arranging for a brandishing action, for example to put your toe on the line for the beginning of a race. By doing so you are adhering to the standards set out for the movement. There are different speculations with regards to the starting points of the expression. It might get from boxing, with early prize-contenders remaining with one foot on a scratched line on the ground to battle. Others have asserted that it gets from the British House of Commons, where lines are set apart on the ground to forestall more ill-disposed discussions from turning crazy. Whatever the genuine source of the expression, the spelling ought to be toe and not tow. Need to improve your English quickly a day? Get a membership and begin getting our composing tips and activities day by day! Continue learning! Peruse the Expressions classification, check our famous posts, or pick a related post below:Fly, Flew, (has) FlownFlied?15 Words for Household Rooms, and Their SynonymsHow to Address Your Elders, Your Doctor, Young Children... furthermore, Your CEO

Saturday, August 22, 2020

Why Everyone Should Read Neil deGrasse Tyson’s New Book

Why Everyone Should Read Neil deGrasse Tyson’s New Book Science is scaring. In spite of the way that we live our lives continually collaborating with and depending on innovation and the science that frames the establishment of our cutting edge lives, by far most of individuals view science as an order and general group of information that is past their capacity to get, control, or use. Not every person was destined to be a researcher, obviously, and we as a whole have territories that intrigue us more (or less) and in which we exhibit more (or less) inclination. That makes it simple to envision that science is both pointless for our every day lives just as invulnerable - all things considered, a subject like astronomy doesnt appear to be something youre going to requirement for the Monday morning scrum meeting, and it likewise appears to be an inconceivably huge subject that depends on math definitely more than the vast majority are set up for. Furthermore, those things are both valid - on the off chance that you are talking about need and authority. Be that as it may, theres a center ground between being, state, Neil deGrasse Tyson and just being interested about the universe we exist in. The truth of the matter is, a book like Astrophysics for People in a Hurry offers more than dry, solid logical information - and there are a lot of reasons everybody should understand it. Point of view There’s an explanation that the stars have interested us for basically the whole of human presence. Regardless of what your way of thinking, religion, or political inclination, the stars and planets in the night sky speak to evident evidence that we are only a little piece of an a whole lot bigger entire - and that implies the potential outcomes are unfathomable. Is there life out there? Other livable planets? Will everything end in a â€Å"Big Crunch† or Heat Death or will it go on for eternity? You may not understand it, yet every time you gaze toward the night sky - or check your horoscopeâ -these inquiries streak through some degree of your awareness. That can be upsetting, on the grounds that those inquiries are colossal, and we don’t have a great deal of answers for them. What Tyson means to achieve with this short book is to give you a grapple of information to demystify the universe a bit. That sort of point of view is pivotal, in light of the fact that those enormous, all inclusive scale questions additionally advise and influence our little scope cooperations and choices here on Earth. The more you think about how the universe functions, the less powerless to counterfeit news, counterfeit science, and scaremongering you’ll be. Information, all things considered, is power. Diversion That being stated, Neil deGrasse Tyson is one of the most cultivated and beguiling essayists and speakers in our advanced world. On the off chance that you’ve ever observed him met or read any of his articles, you realize that the man realizes how to compose. He figures out how to make these convoluted logical ideas appear to be conceivable, however absolute engaging. He’s simply that person you appreciate tuning in to, and his composing style frequently brings out the affable sense that you’re plunking down and having drinks with him as he discusses his day at work. The writing in Astrophysics for People in a Hurry is peppered with accounts about popular researchers, intriguing little asides about an entire scope of things, and plain old jokes. It’s one of those books that will fuel your mixed drink party prattle for quite a long time to come as you give out a portion of the interesting realities you gather from its pages. Arrangement On the off chance that you’re as yet feeling scared by the word astronomy, unwind. The sections in this book were initially independent papers and articles Tyson has distributed throughout the years, which implies the book comes at you in scaled down, effectively edible lumps - and there’s no test toward the end. This is the kind of science book you can peruse in agreeable odds and ends, in light of the fact that Tyson’s objective isn’t to transform you into a researcher short-term. He will likely leave you acquainted with the essentials. The sections aren’t excessively long, and there’s no math. Let’s rehash that: There is no math. There’s additionally no language or unnerving researcher dialect - Tyson knows who his target group is, and he writes in a loquacious, open style. Language is intended to shut off a discussion to just individuals up to date, and Tyson keeps away from it at all costs, selecting rather for a jargon that everybody, regardless of their own logical foundation, will be alright with. The final product? No, you won’t be a Ph.D. in astronomy when you finish the book, yet you will have an away from of the powers that control our universe. Information is force, and this is the absolute most significant information you can learn. Main concern: This is a fun, intriguing, and enlightening book that requires no prep work to peruse, and may very well leave you more intelligent than when you came in. There’s no explanation not to understand it.

Friday, August 21, 2020

What Is Your Debt-to-Income Ratio - OppLoans

What Is Your Debt-to-Income Ratio - OppLoans What Is Your Debt-to-Income Ratio? What Is Your Debt-to-Income Ratio?If youre applying for a mortgage loan, an auto loan, or even just a regular personal loan, lenders will be looking at your DTI to see whether or not you can afford it.When it comes to the numbers that rule your financial life, you’re probably familiar with the big ones like your credit score: Even if you don’t have good credit, you still know that you should try to keep your score as high as possible.But there’s another important number that you might not be so familiar with: your debt-to-income ratio. And while it’s luckily one of the simpler money metrics out thereâ€"unlike, say, your credit scoreâ€"it can have massively important implications for your financial future.What is the debt-to-income ratio?“Your debt-to-income ratio (known as DTI) is an important financial metric that you really do need to understand, explained CFP Patricia Russell, founder personal finance blog,  FinanceMarvel. And while some financial termsâ€"like “amortiz ation” for instanceâ€"can be slightly opaque, your debt-to-income ration is not one of them.“In simple terms, your DTI ratio is all of your monthly debt payments divided by your gross monthly income (expressed as a percentage), said Russell. This metric or ratio is heavily scrutinized by lenders to assess your ability to service your monthly repayments on the money you have borrowed.”It’s important to emphasize that your DTI doesn’t measure your total debt load to your total yearly income. Instead, as Russell laid out, it measures the amount of money you’re obligated to pay towards that debt every month against your monthly income.“It’s a ratio that affects your ability to access a loan,” said millennial money expert Robert Farrington, founder of TheCollegeInvestor.com (@CollegeInvestin). The basic idea is if you have too much debt relative to your income, lenders might hesitate or refuse to give you the credit you need for a large purchase.”“Your debt-to-incom e ratio (DTI) most often comes up when buying a house,” he continued, “but it is also considered by potential landlords or lessors of cars. By pulling your credit report, someone can calculate your DTI and decide whether to loan, rent, or lease to you.”What kind of debts and income count?According to Farrington, the debt obligations factored into your DTI are those that fall under the category of recurring debt, or debts that you can’t simply cancel at any time.“This includes mortgage, rent, car loans, personal loans, monthly minimum credit card payments, alimony, child support, and, of course, student loans. These are debts that are not going to go away until you’ve fully repaid them,” he said.And which debts do not count towards your DTI?“Despite the fact that you may have contracts with your internet, cable, or phone provider, you can technically pull the plug on these services any time, so they do not count. Nor do other kinds of utilities like electricity and wa ter,” said Farrington.He also went to explain which sources of income count towards the other half of the ratio. In short, it doesn’t just have to money that you earn from a job. “Your income can include not just wages, salary, and tips, but also alimony and child support, Social Security benefits, and pension,” he said. “Pretty much any money you take in on a monthly basis on the books can be considered income.”How can you calculate your DTI?Knowing what a DTI is won’t do you a ton of good if you can’t figure out how to calculate it. Luckily, figuring out your DTI is pretty simple and doesn’t require a financial advisor.“To calculate, one simply takes all debt payments and divides by gross monthly income,” said Robert R. Johnson, Professor of Finance in the  Heider College of Business, Creighton University  (@CreightonBiz). “This includes all debt paymentsâ€"mortgages, student loans, auto loans, credit cards, etc.”To give you an idea of what this process l ooks like, Farrington helpfully provided the following example:  â€œIf you have $1,000 per month in debt obligations and $3,200 per month in income, divide 1,000 by 3,200 and your answer is .3125. Round that to .31, multiply by 100, and you have a 31 percent DTI ratioâ€"Meaning that 31 percent of your income is taken by debt obligations per month.”What is a good debt-to-income ratio?When lenders are looking at your DTI, it’s to help them determine whether or not you can pay back the loan you’re applying forâ€"the same goes for landlords. As such, you want to try and keep your DTI fairly low. But the thresholds for what is an acceptable ratio can change depending on what kind of loan (or lease) you are applying for.When it comes to applying for a mortgage loan, Farrington cites Fannie Mae guidelines that say 50 percent is the acceptable DTI ceiling for prospective homebuyers. But just because 50 percent is the ceiling, doesn’t mean you shouldn’t aim lower. And the data back s that up.“According to the Consumer Financial Protection Bureau (CFPB), the highest ratio a borrower can have and still be eligible for a Qualified Mortgage is 43 percent,” said Johnson. And, a Qualified Mortgage is a category of loans that have certain, more stable features that help make it more likely that the borrower will be able to afford the loan.“According to the CFPB, evidence from studies of mortgage loans suggests that borrowers with a higher debt-to-income ratio are more likely to run into trouble making monthly payments,” he added.”If you’re looking to take out an auto loan, Farrington says that a DTI of 36 percent or below is ideal to get a reasonable deal. Meanwhile, if you’re applying to rent a house or an apartment, he cautioned that DTI will vary, largely by location and property owner.“Many landlords will require that the rent will amount to no more than 33 percent of your income. Some may be more lenient and go up to 45 percent or 50 percent,” he said.If youre looking for a good overall ratio to set as your goal, aim for something just south of 30 percent. “An ideal ratio is generally around 28 percent although as mentioned above lenders will accept a higher ratio depending on other factors including your credit score, your savings levels, other assets you own,” advised Russell.But she also warned that folks shouldn’t necessarily count on a good credit score saving you from a high DTI: “Whilst credit bureaus dont look at your DTI ratio, often a borrower who has a DTI ratio also has a high credit utilization ratio which does count for around 30 percent of your credit score..Johnson agreed with 28 percent figure, while also reiterating that the lower your ratio was, the better off you’ll be.How can you improve your DTI?If you’re looking to take out a big loan and you have a high debt-to-income ratio, it’s probably best to wait. In the meantime, Russell shared three ways that people can tackle their debt and im prove their DTI.“Create a budget to track your spending:  By keeping track of exactly where your money is going, you will often find unnecessary and extravagant daily expenses. This could be something as simple as a daily $5 coffee, which over a year is $1,825 that could go towards paying down your debts.”“Prepared a strategy to pay off your debt:  My two favorite methods are the snowball and avalanche methods. How the snowball method works is that you start by paying off your smallest debt first whilst making the minimum payments on your other loans. Once you have paid off the smallest you then work your way onto the next one etc. With the Avalanche method, you focus on paying off the loan with the highest interest rate first. Whichever method you choose its important to stick with it.”“Dont take on more debt:  In order to get your debts under control, you need to avoid the temptation of taking on more debts. Dont rack up unnecessary credit card debts and avoid major purc hases like a new car on finance. New loans will really hurt your DTI ratio and wont help your credit rating either.”Paying down your debt is important for your financial health. But it might not be wise to throw yourself into debt repayment if it means foregoing other important financial priorities.“Achieving financial security is not a linear process,” said Johnson. By that, I mean that you often have to work on several competing goals at once. For instance, some people are so intent on extinguishing their credit card debtâ€"certainly a worthy goalâ€"that they choose not to participate in a workplace 401k plan.“A 401k plan affords the participant many advantages,” he continued. First, the contributions made reduce your income tax bill by reducing taxable income.  Second, if the employer matches contributionsâ€"essentially you receive an immediate 100 percent return on investment. When one doesn’t participate in an employee matching plan, one is essentially turning down free money.”Your DTI is important, but so is saving for retirement, building an emergency fund, and a whole host of other financial priorities. Take things slow and steady, and you should come out a winner on the other end. And to learn more about how you can build a brighter financial future, check out these other posts and articles from OppLoans:Building Your Financial Life: Budgeting for BeginnersSave More Money with These 40 Expert TipsThe Debt Snowball Method Can Help You Get out of DebtHow to Raise Your Credit Score by 100 PointsDo you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.Visit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedIN  |  InstagramContributors???????Robert Farrington is a Millennial Money Expert and Founder of TheCollegeInvestor.com (@CollegeInvestin). He focuses on helping people get out of student loan debt to start investing and building wealth early.Robert R. Johnson, PhD, C FA, CAIA is a Professor of Finance in the  Heider College of Business, Creighton University  (@CreightonBiz). He is also Chairman and CEO of Economic Index Associates, home to a new paradigm in Index investing. Dr. Johnson is the co-author of the books Invest With the Fed, Strategic Value Investing, Investment Banking for Dummies, and The Tools and Techniques of Investment Planning.Patricia Russell is a Certified Financial Planner (CFP) and the founder of the personal finance blog,  FinanceMarvel, which provides free financial advice on managing credit, debit and savings. Patricia has more than 10 years experience in helping families and individuals take control of their personal finances and achieve financial independence.

Monday, May 25, 2020

Outsourcing in Todays World Essay - 2281 Words

Outsourcing in Todays World Outsourcing has become an increasingly popular alternative to today’s high costs in business and manufacturing. It largely affects today’s market from a buyer’s perspective, as well as employee perspective. Manufacturers have turned to outsourcing to be more competitive by lowering overall costs. This may include turning over a segment of your business to another company, or by simply duplicating your operations of manufacturing in a different country. Regardless of how it’s done, outsourcing is an ongoing debate between American workers, and bloodthirsty businesses in a ferociously competitive world. Outsourcing is the process of subcontracting operations and support to an organization outside†¦show more content†¦Another reason for outsourcing has to do with cost of health care and benefits for workers. Overseas, there is no OSHA, no health care, and no child labor laws. Finally, with the building of more factories worldwide, a company increases it’s market globally and therefore can increase its market. (www.wistechnology.com) Outsourcing affects everyone worldwide. Currently, its main effects occur in the United States. However, as this phenomenon continues, companies will be forced to follow the leaders, or they will be forced out of business. As it affects our world, the negative aspects directly include the American labor force. It continues to cut jobs in the U.S., as many jobs are sent overseas for cheaper labor. More negative effects include company morale and customer satisfaction of consumers. As people become more aware of outsourcing in the U.S. consumers are becoming more aware of what they purchase. In today’s world, there are many people who will pay a â€Å"little extra,† if they know that the products they are purchasing have been made, or at least assembled by American manufacturers. These are people who are proud of where they live and support their fellow workers. However, it is almost impossible to completely ignore the massive companies who dominate the business world. In order to avoid having to turn to outsourcing, many companies and employees have changed their business strategies to help reduce costs, and still remain competitive.Show MoreRelatedEthics of Outsourcing Essay1500 Words   |  6 PagesEthics of Outsourcing What is ethics and how is it related to todays world of business? Merriam-Websters Online Dictionary defines ethics as the discipline dealing with what is good and bad with moral duty and obligation. In todays globalized society, it seems as though monetary profits are valued higher than making ethical decisions. Outsourcing has become an unavoidable result of globalization. From General Motors to IBM, we can experience the effect of outsourcing in many different sectorsRead MoreOutsourcing Of Aviation Maintenance Practices And The Effects Of Globalization1352 Words   |  6 Pages Outsourcing of Aviation Maintenance Practices and the Effects of Globalization Matthew Wilkerson Embry-Riddle Aeronautical University Worldwide May 16, 2016 â€Æ' Abstract Within the aviation industry outsourced maintenance practices have become increasingly more prevalent to maintain current assets. There is generally three processes currently being utilized by the airline industry: outsourcing specific maintenance needs, in-house operations, and lastly, a hybrid approach, which entails a combinationRead MoreAdvantages and Disadvantages of Being a First Mover975 Words   |  4 Pagesexamples of first movers are Friendster and Infoseek that were quite unsuccessful as compared to Facebook and Google that have been successful because they lessened risks associated with first movers. Corporate Scenarios and Steps to Avoid: As todays world is increasingly becoming uncertain, corporate leaders who are more likely to be successful and grow their organizations are those with a wide vision and understanding of the known and unknown factors. Such vision and understanding enable the leadersRead MoreHow Globalization Will Affect My Future Career1601 Words   |  7 PagesIssue Analyses How Globalization Will Affect My Future Career Problem/Issue Definition With Globalization along with outsourcing, my career in life is going to change big time. More and more jobs are being outsourced to other countries every day. Right now America is a mountain compared to other countries meaning that we are more advanced industrially. As more jobs are being outsourced the more the metaphorical mountain is shrinking in height and growing in width. We can slowly add to ourRead MoreInternal Auditing And External Auditing Industry Essay1472 Words   |  6 PagesIn the last decade, the world of business has been subjected to significant changes. Globalization has given a new meaning to the way in which business is now conducted; i.e. business in a world devoid of geographical boundaries or time zones. Global expansion has also given rise to many emerging firms and laid the foundations for fierce competition amongst existing industries. Internal auditing is no exception. In order not to face complacency or obsolescence, the internal auditing industry ha sRead MoreAn Organization s Outsourcing Decision833 Words   |  4 Pagesconcerning outsourcing tend to present it as a time- and money saving strategy. Nevertheless, according to Stroh (2003), a particular organization might outsource for different reasons, including financial and non-financial ones. For instance, a particular organization might outsource in order to enhance its focus, or to free up certain resources for another purpose. In essence, one might argue that the key drivers/ intended goals are essential in making a particular organization’s outsourcing decisionRead MoreInvestment Banks and Globalization1000 Words   |  4 Pagesincreases the chances and opportunities available in investment banking: instead of focusing intensively on individual countries or regions as was previously the case the business now looks for lucrative investment opportunities throughout the world, at the same time offering services globally. But what about the risks? Do higher ris k exposure come with ever broader scope of business? In general yes, but as a result of increasing complexity, there are now also more opportunities for global diversificationRead MoreOutsourcing Essay1121 Words   |  5 PagesOutsourcing Outsourcing is when a company purchases products or services from an outside supplier rather than performing the same work within its own facilities, in order to cut costs. In other words, outsourcing is an organizations contractual relationship with a specialized outside service provider for work traditionally done internally by that organization. The decision to outsource is a major strategic one for most companies because it involves weighing the potential cost saving againstRead MoreAdvantages Of Outsourcing And Outsourcing1428 Words   |  6 PagesMumbai. The invention of the internet has allowed business to communicate across the world within seconds thus creating a global economy that depends on one another. Globalization is defined as  the process of international integration arising from the interchange of world views, products, ideas and other aspects of culture. A global economy allows companies to source their product or service from around the world. This enables business by giving them more options and resources to grow their businessRead MoreAviation Maintenance Trends1789 Words   |  7 Pagesbeen aircraft maintenance. However, this industry has changed dramatically throughout the years and now involves highly innovative technologies and incredibly skilled technicians in order to best maintain the incredibly complex aircraft that fly in todays skies. Maintaining an aircraft is a harmonious blend between simple and intensely complicated procedures. Many procedures even still used to day are relatively simple and have existed for generations, including the basic engine work, refueling and

Thursday, May 14, 2020

Educating Volunteer For 5 Hours - 1494 Words

For a class assignment, we needed to volunteer for 5 hours. We needed to pick a volunteer program that we found interesting and that had faced a social issue that presented itself in the world today. It was hard picking a place to volunteer at because I wanted to pick a place that faced a social issue in today’s world, but I also wanted to pick a topic that sparked my interest when mentioned. I looked through a booklet online filled with volunteer opportunities and I went on the high school’s Student Employment Services to help me find other volunteering choices. After a while of looking at SES’ website, I went back to the booklet online and noticed that there was a volunteering opportunity at the Bruce Museum. I remembered that I volunteered once at the Bruce Museum with my cousins, but I couldn’t remember much of what I did because I volunteered a long time ago. So I thought that this would be a great place for me to volunteer again, and this time I knew I would remember what I did. The Bruce Museum was a great place for me to volunteer, it gave me a great opportunity to talk to some of the artists and really get to know them and their artwork. At first it doesn’t seem like an Arts Festival tackles any real-life social issues, but if you look deeper, you can see that there are some hidden social issues within the organization s program that they tackle. The organization tackles ideas like artists’ creativity and how they survive in a cut throat world with an unstable job.Show MoreRelatedMy Path Into Speech Pathology972 Words   |  4 Pagesis a general medical and surgical hospital. Therefore, it serves an assortment of patients from pediatric to geriatric. The hospital offers several activities and services that could correlate with college students’ major or career interest. Some volunteers have the opportunity to work directly with patients or family member, while others assist the staff or administration w ork. Likewise to my experience with Columbus Regional Healthcare System introducing me to the amazing career of Speech PathologyRead MoreSocial Determinants For Childhood Obesity1215 Words   |  5 Pagesfor children in kindergarten through 3rd grade in low-income neighborhoods. PLAY relies on high school and college volunteers, peers, who commit two hours, twice times a week to the program, and additionally attend monthly trainings with PLAY trainers. PLAY trainers will require certification from the PLAY website, which, upon certification provides video workshops to instruct volunteers on the program curriculum, a list of suggested locations for fieldtrips. Participant schools will also receive equipmentRead MoreBenefits Of Free Babysitting On My Home For Parent ( S )862 Words   |  4 Pagesin my home for parent(s) that needs a few hours for a job interview, doctor s appointment or have an emergency. I have been searching around for an organization to go through, but none exis t where I live. There were some you have to go to their place of work, which I understand but I have no transportation to go that far. So I decided to do this alone. I started on this assignment on week two of July. I started volunteering to babysit children from age 5 to 8 years old. I started the portion ofRead MoreSystems Analyisis and Design Paper662 Words   |  3 PagesExcel to insure that contact an pick up lists are accurate and up to date. | Susan Brown | | | | | 5 | Record Student Attendance | Each teacher is accountable for keeping daily attendance in the student’s record. | Full Time Teachers | | | | | 6 | Record After School Attendance | After schoolteachers must report student attendance in the after school program so additional hours are recorded. This is reports to Susan Brown on a weekly basis. | After School Teachers | | | | | Read MoreWhat Makes An Ideal Candidate For Teacher Fellows?826 Words   |  4 Pagesto help students acquire and retain knowledge. She came to YouthBuild midway into the school year and was able to put forth substantial effort to involve students in the learning process. Jeanne has been dedicated to our students, putting in volunteer hours to meet YouthBuild’s educational needs. Jeanne is currently, a part-time instructor, but should our YouthBuild receive the Department of Labor grant, she will leave her chiropractic practice to join YouthBuild and become our full time EducationalRead MoreCSR Program Proposal for Columbia Bank1238 Words   |  5 Pages This CSR program could be implemented in addition to the community and customer events currently arranged on the branch level. Columbia Bank, and the local communities we serve, would greatly benefit from offering a CSR program that focuses on educating high school students, college students, parents and any potential borr ower on the long-term implications of excessive student loan debt. Student Loan Debt and Our Community The first sentence of our mission statement reads, â€Å"We will increase shareholderRead MoreThe Career Field Of Early Childhood Education1746 Words   |  7 Pagesskills. Studies were conducted by the Department of Education, and many other government organizations in different countries. The increasing awareness about the importance of education during these young years has led to a special emphasis in educating children in a manner that ensures optimal intelligence, physical, emotional and social improvement. There are several different paths in the early childhood career field of Early Childhood Education. Some of these paths include center-based daycareRead MoreWhy Hiring More Police Officers916 Words   |  4 PagesFourth, if we hire an additional 100,000 police officers we would most likely not see a decline in crime because only 10% of those 100,000 newly hired police officers are on the streets patrolling and showing a presence. Police officers cannot work 24 hours a day and at best one officer is only used for 1/3 of the day. We also need to take into consideration even less time police officers are on patrol for reasons such as sickness, vacations, family emergencies, and training. Furthermore, police officersRead MoreGraduation Speech : Elementary School1 187 Words   |  5 Pagesam a very giving and helpful person. I would get great fulfillment out of watching my students develop not only intellectually but as children that are capable of doing anything their heart desires. As a teenager, I would always be the one to volunteer to watch the family kids because I enjoyed it and they seemed to as well. At family gatherings the younger children would always seem to migrate my way. In addition, speaking to others is something that I have always excelled at. I enjoy beingRead MoreHospitals And The Health Care System1248 Words   |  5 Pagesessential role when it pertains to our health care system. Hospitals are health care organizations that have a structured and well organized medical and professional employees, inpatient facilities, deliver medical, nursing and correlated services 24 hours a day, 7 days a week. Hospitals offer an approach that has a wide range of acute, recuperating and terminal care utilizing diagnostic and heal ing services. These medical services are utilized when a patient has acute and chronic conditions resulting

Wednesday, May 6, 2020

Undocumented Immigrants And Illegal Immigration - 1016 Words

Immigration When it comes to talking about undocumented immigrants, it can become a touchy subject. Everyone has their own beliefs when conversing about this matter. â€Å"The Center’s preliminary estimate of the unauthorized immigrant population in 2016 is 11.3 million† ( Pew Research Center). And with that, note that number increases every year. The list of liabilities when it comes to entering the United States illegally is outrageous. With this fact, it encourages illegal activity in the United States. â€Å"Apologists for illegal immigration try to paint it as a victimless crime, but the fact is that illegal immigration causes substantial harm to American citizens and legal†¦show more content†¦Ã¢â‚¬Å"Over 53 percent of all investigated burglaries reported in California, New Mexico, Nevada, Arizona, and Texas are perpetrated by illegal aliens† (Constitution Party). Without entering the United States legally there is bound to be some type of illegal activity going on. From robbery and theft to certain traffic crimes. Illegal immigrants are not able to have a license or let alone insurance and that creates several issues. Depending on the state and its laws. Without those items, driving becomes illegal, causing many problems. â€Å"Congressman Steve King (R-IA) estimates that illegal alien drunk drivers kill 13 Americans every day- that’s a death toll of 4,745 per year† (Constitution Party). To many, that does not seem like much but it really is. Almost most of the violent criminals in the United States are illegal immigrants. â€Å"In Los Angeles, for example, dozens of members of a ruthless Salvadoran prison gang have sneaked back into town after having been deported for such crimes as murder, assault with a deadly weapon, and drug trafficking† (The Illegal-Alien Crime Wave) And that can be scary to most citizens. Which leads up to the pressure put on national security. â€Å"Threat to the security of the United States is also supported by the criminal activities that accompany the increasing number of people immigrating to the United States† ( CUSLAR) a number of illegal immigrants entering the United States are affected more than the people andShow MoreRelatedImmigration : Amnesty Or Amnesia1305 Words   |  6 Pages Immigration: Amnesty or Amnesia Immigrants cross the American border with hope of a better life so; the subject of illegal immigration is greatly debated topic in the United States. With all things considered illegal immigrations affects everyone. These undocumented people can be a neighbor, a waiter, or even a housekeeper. The controversy behind illegal immigrants is whether or not they should be reprimanded for violations of immigration laws. According to the Arizona Sentinel Newspaper, illegalRead MoreWhy Are They Illegal Immigrants?1562 Words   |  7 Pages In IMA BE ME, Wanda Sykes said, â€Å" Why are they called illegal immigrants? They re undocumented workers. If someone broke into my house, and vacuumed? You know, I might be a little confused. But I ain’t calling the cops†. This is one of the funniest line from the show and at the same time, it captures audience’s heart. I believe, the United States is trying to change a lot now as a country where have been accepting various immigrants continuously since the foundation of the nation. In 2008, BarackRead MoreIllegal Immigration Is The United States1377 Words   |  6 PagesThe subject of illegal immigration is nothing new in the United States. The social, economic, and political issues surrounding illegal immigrants have been debated at the federal and state levels for years. In the last decade, one of the issues which has received a lot of attention and development is the issue of higher education for illegal immigrants. Until recently many illegal immigran t students were unable to attend institutes of higher education because their lack of documentation disqualifiedRead MoreThese Quotas Made It Very Clear On Who Was And Was Not1628 Words   |  7 PagesThese quotas made it very clear on who was and was not wanted in the United States. Certain countries had a quota number that was much lower than others. That difference in number was a game changer in how easy or how hard it was for distinct immigrants to come over. The 1920s exposed many fears for Americans already settled in the United States. Some people felt threatened by other religious groups, â€Å"Booker T. 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Tuesday, May 5, 2020

Concept of Social Networks-In case of Wesfarmers-Free-Samples

Question: Analyze the advantages and disadvantages of using Social Networks in business. Answer: Introduction The social media is an online communication technique that is used by the company and individuals to share their specified or unique data with friends, colleagues, and family members. In the recent era, many social webs are used by the company to spread the awareness towards their products and services. There are certain methods and webs that are considered in the social networks such as WhatsApp, Snapchat, Facebook, Instagram, Twitter, Pinterest, and LinkedIn. In the current era, approximately 45 billion of individuals have practiced the social networks to communicate with each other and share their important data on the websites. It is addressed that 1.86 billion of individuals have used the Facebook to interact with their family, friends, and colleagues (Turban, et. al., 2017). In the current era, it is evaluated that a young people have used the social networks. Furthermore, social media could directly impact on the growth of the business. The company has needed to improve their existing information about the social networks as it would be supportive to motivate huge amount of consumers (Sekaran and Bougie, 2016). In addition, the organization has requisite to know how consumers could be inspired by social networks. Consequently, it will support the organization to obtain higher competitive benefits. The company could imply the social networks to obtain opinion, views, and needs of consumers. It could aid the organization to satisfy a huge amount of consumers. Consequently, the organization could be capable to obtain higher competitive benefits. The social networks make enable the firm to sell their products and services to their specified consumers (Cook, 2017). Project objective The primary aim of this study is to analyze the advantages and disadvantages of practicing social networks in the business. The following estimated objectives will be used by the research scholar to attain the aim of research appropriately: To identify the meaning and concept of social networks- In case of Wesfarmers, Australia. To explore the advantages of social networks - In case of Wesfarmers, Australia. To identify disadvantages of social networks - In case of Wesfarmers, Australia. To suggested strategies for improving the social network's practices in the organization of social networks - In case of Wesfarmers, Australia. Project Scope This research proposal is imperative to develop knowledge about advantages and disadvantages of practicing social networks in the organization. The use of social networks in the organization as it would be an inspiring matter for the research issue. The best understanding of social networks could support the company to enhance organizational performance and improve professional skills of research scholar (Borgatti, et. al., 2018). This proposal is imperative for the research scholar to obtain the reliable and valid result in upcoming time. In the recent era, the company uses the social networks to keep the effectiveness of employees and firm. This proposal aid the company to make an effective decision as it would support to improve social media practice in the organization. This proposal could be effective for the research scholar to improve their understanding towards any social media sites as it would be imperative in case researcher wants to make their career in the social media. Further, the company could be capable to obtain higher competitive benefits (Turban, et. al., 2015). Literature review Introduction This section helps to gain the understanding of reader and research scholar about advantages and disadvantages of social networks in the business. The researcher could consider many sources to collect conceptual understanding about research issue. These sources are an academic journal article, books, magazines, and online and offline sources. Further, this chapter will support to obtain reliable information about the current research matter (Bryman and Bell, 2015). To identify the meaning and concept of social networks- In case of Wesfarmers, Australia According to Burns (2016), the social network is used for the organization caused of attracting a huge amount of individuals in the least time and cost. It facilitates firm to share their information with their teamwork to attain the aim and objectives of the organisation. It is also evaluated that there are certain kinds of social media sites like Snapchat, Instagram, LinkInd Facebook, and Twitter as it would support to obtain higher profit. Consequently, it could support the organization to share their data about goods and services among specified consumers. Further, the social network aid organization to enhance the situation of the firm. In opposition to this, Hair Jr et al. (2015) stated that organization uses the social networking to enhance their brand loyalty and recognition. Since, it enables the organization to access more for new customers and more familiar for their existing consumers. It helps the organization to spread awareness of the brand in the marketplace and differentiate their products and services as compared to the competitors. The social networking is the application of social media programmes to make a link with family, friends, and classmates, clients, and consumers. The social networking occurs for both business and social purpose. It is also stated that the social networking is an effective way to engage the company to their specified consumers and obtain a reliable outcome. To explore the advantages of social networks - In case of Wesfarmers, Australia Eriksson and Kovalainen (2015) argued that the social media is a cost-effective digital marketing technique to enhance their awareness towards products and services among specified consumers. It could support to improve the organizational performance by spreading awareness in the marketplace. It is also found that the execution of social network strategies will effectively increase brand consciousness caused by engaging the firm with their potential consumers. The company could imply social networks to introduce their new product and services into the new marketplace. Through this, the organization could be capable to openly communicate with their customers as it would support to comprehend the consumers needs causing of completing their desire needs and retain them in long-term. In opposition to this, Luo and Zhong (2015) examined that company cannot get higher success from the marketplace in lack of the social media. Moreover, it is also stated that organization could practice ranking structure as it would be effective for determining the number of visitors on the organization sites. It could support the organization to examine the people who are interested in the products and services of the organization. Therefore, it can be illustrated that social network could be an effective approach to increase the organizational performance. It could also be effective for enhancing the loyalty of consumers. It provides the new opportunity to the organization for increasing their number of customers in the least time and cost. It will also help to obtain a higher competitive benefit. The social networks could support to create the best understanding of the company to the consumers. It will also facilitate the firm to obtain different thoughts of consumers. In favor of this, Ruggie (2017) evaluated that the social network is an effective method to enhance SEO (search engine ranking) of the firm. It could also facilitate the firm to make their distinguish image in the marketplace. The SEO is the best method for the attainment of higher ranking and enhance the traffic on the organizational web. It is also evaluated that approx. 59% of businesspersons have increased their search engine rankings by applying the social networks. The company could information exchange their information among positive result for the organization. On the other side, Schaltegger and Wagner (2017) explained that clear visibility could enable the organization to effectively manage the change and obtain a reliable outcome. Further, it is also analyzed that each image, blog post, comment, and video could lead the viewers of the companys websites and increase the traffic. The social media marketing could allow the organization to make a favorable image in the consumers mind. It will also support to obtain a higher competitive benefit in the least time and cost. The organization could imply the social networks and share their post, idea, and comment as it would support to obtain higher profitability. In the current era, consumers are the knowledgeable cause of social networks hence organization should need to develop their unique image in the marketplace and get a reliable result. It will be supportive to increase the market share and profitability of the firm. Hence, it is also found that organization is needed to offer the quality products and services to their consumers and offer unique services as it would enable to obtain higher profit. In opposition to this, Prpi? et al. (2015) opined that the social networks could be supportive to increase the consumer's satisfaction level. It could be imperative for communication and networking. In addition, it is also found the social networks facilitate the company to influence a huge amount of customers towards companys goods and services. It would improve the existing performance of the organization. It is found that the visitors understand that if they comment and post on the company they would get the personalize reaction. In support of this, Denscombe (2014) explained that the social networks could enhance consumer loyalty about goods and services of the company. In the current era, organization concentrates on the enhancement of consumer loyalty. It is also found that the customer satisfaction could enhance the awareness from one to other. In addition, the organization is engaged with consumer and makes a reliable relation as it would support to enhance the brand loyalty in the upcoming period. To identify disadvantages of social networks - In case of Wesfarmers, Australia According to Bryman (2015), social media could negatively influence the business growth caused by everyone is free to share their post, comments, and views on the websites. Moreover, it is also evaluated that the satisfied individuals leave their positive experience on the website while unsatisfied individuals could share their negative experience as it would make a negative image in the consumers mind. Thus, it would decline the sale of the organization in the least time and cost. On the other side, Hinz Schulze and Takac (2014) explained that the application of the social media tools could be time-consuming and costly as compared to other promotional techniques as it would also the negative image on the marketplace.The company could take the effort to maintain the social media practices. An organization can take more effort to keep the social media practices in the business that can be expensive to successfully operate the business. It is also found that if the company has lack of human resources then it could be complicated to effectively distribute the sources of social media. In addition, it is also analyzed that human resources could be imperative component for the organization to react on the feedback, queries of consumers (Nielsen and Schrder, 2014). It is also found that workforces could play a crucial role in making an effective relationship with customers by implying the social media. Hence, it can be said that human resources could negatively influe nce the performance of the organization. In favor of this, Trainor et al. (2014) opined that the social media enables everyone to freely express their opinion, feelings, and consumers perceptions. As a result, it could negatively influence the business growth. Therefore, it can also be evaluated that one negative post of the organization could decline the financial condition of business by making a negative image of the brand in the consumers mind. In addition, it is also analyzed that the social network could prevent the company to continue growing. To suggested strategies for improving the social network's practices in the organization of social networks - In case of Wesfarmers, Australia Serrat (2017) suggested that company should use the marketing mix strategy for effective use of social networks. Further, the marketing mix strategy considers many elements like price, product, place, and promotion. Through this strategy, the company will be capable to make an effective decision towards firm. As a result, the organization will be capable to obtain a higher competitive benefit. In addition, it is also stated that organization should give more priority to their specified customers rather than focus on product and services promotion. Moreover, social media facilitate the organization to openly communicate with consumers and obtain a reliable outcome. The organization should also need to gain depth understanding about the social media practices caused of attracting a large of a number of consumers and retain them of long-term. Consequently, the organization would be capable to enhance their productivity in the least time and cost. It could also support to comprehend how consumers will be influenced together with examining ways of enhancing the customer loyalty (He, et. al., 2015). It will support the organization to retain their customers for long-term and simply attract new consumers. In opposition to this, Hollenbeck and Jamieson (2015) examined that organization should use marketing strategy as it would be effective to build an effective relationship with customers. Consequently, the organization could improve their brand image in the market as it would support to enhance the profitability of the firm. An organization should also make a clear goal and objective towards the social media as it would support to make a clear image of the brand in the consumers mind. It will also a direct impact on the growth of the organization. It could also be effective for the attainment of targeted goal in the least time and cost. Moreover, it is also found that a company should concentrate on certain factors like cost, network and time. Through this, the organization will be able to obtain a reliable and valid outcome. Moreover, it is stated that the appropriate use of social network could facilitate the organization to enhance their business growth and obtain a reliable outcom e. Conclusion With respect to the above discussion, it can be summarized that the social network could directly influence the growth of the business. In can be concluded that social network could aid the organization to promote their products and services among consumers. The social network could aid the organization to determine needs of consumers and meet them accordingly. Consequently, the organization could make their positive image in the marketplace by using the social networks. It can also be stated that company could also be capable to get the higher competitive benefit in the least time and cost. In addition, it can also be evaluated that the social media could also a negative impact on the organizational performance by offering the equal value to everyone for sharing their ideas and views. Through this, an individual could share their positive as well as negative experience on the social media. Hence, it is analyzed that negative comment of individuals could negatively impact on the organizational performance. Moreover, it is also found that organization should use marketing mix strategy as it would be effective to improve the use of social network in the organization and obtain a reliable outcome. 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