Thursday, August 27, 2020

The Line is for the Toe

The Line is for the Toe The Line is for the Toe The Line is for the Toe By Simon Kewin The Washington Times as of late printed a publication about H1N1 influenza calling the sickness tow-the-line influenza. The utilization of the expression tow the line is a typical mix-up; what the paper ought to have composed was fall in line. To fall in line intends to adjust to some standard or standard, to fall into line. Lawmakers, for instance, regularly host to toe their gathering lines. Individuals may envision that the spelling tow the line is right as it maybe gets from some nautical action. Ropes are frequently called lines on board transport and a tow-line is only a line used to tow something on the water. Yet, the expression is most likely nothing to do with ropes. Truth be told, the specific source is indistinct yet the expression is commonly taken to get from arranging for a brandishing action, for example to put your toe on the line for the beginning of a race. By doing so you are adhering to the standards set out for the movement. There are different speculations with regards to the starting points of the expression. It might get from boxing, with early prize-contenders remaining with one foot on a scratched line on the ground to battle. Others have asserted that it gets from the British House of Commons, where lines are set apart on the ground to forestall more ill-disposed discussions from turning crazy. Whatever the genuine source of the expression, the spelling ought to be toe and not tow. Need to improve your English quickly a day? Get a membership and begin getting our composing tips and activities day by day! Continue learning! Peruse the Expressions classification, check our famous posts, or pick a related post below:Fly, Flew, (has) FlownFlied?15 Words for Household Rooms, and Their SynonymsHow to Address Your Elders, Your Doctor, Young Children... furthermore, Your CEO

Saturday, August 22, 2020

Why Everyone Should Read Neil deGrasse Tyson’s New Book

Why Everyone Should Read Neil deGrasse Tyson’s New Book Science is scaring. In spite of the way that we live our lives continually collaborating with and depending on innovation and the science that frames the establishment of our cutting edge lives, by far most of individuals view science as an order and general group of information that is past their capacity to get, control, or use. Not every person was destined to be a researcher, obviously, and we as a whole have territories that intrigue us more (or less) and in which we exhibit more (or less) inclination. That makes it simple to envision that science is both pointless for our every day lives just as invulnerable - all things considered, a subject like astronomy doesnt appear to be something youre going to requirement for the Monday morning scrum meeting, and it likewise appears to be an inconceivably huge subject that depends on math definitely more than the vast majority are set up for. Furthermore, those things are both valid - on the off chance that you are talking about need and authority. Be that as it may, theres a center ground between being, state, Neil deGrasse Tyson and just being interested about the universe we exist in. The truth of the matter is, a book like Astrophysics for People in a Hurry offers more than dry, solid logical information - and there are a lot of reasons everybody should understand it. Point of view There’s an explanation that the stars have interested us for basically the whole of human presence. Regardless of what your way of thinking, religion, or political inclination, the stars and planets in the night sky speak to evident evidence that we are only a little piece of an a whole lot bigger entire - and that implies the potential outcomes are unfathomable. Is there life out there? Other livable planets? Will everything end in a â€Å"Big Crunch† or Heat Death or will it go on for eternity? You may not understand it, yet every time you gaze toward the night sky - or check your horoscopeâ -these inquiries streak through some degree of your awareness. That can be upsetting, on the grounds that those inquiries are colossal, and we don’t have a great deal of answers for them. What Tyson means to achieve with this short book is to give you a grapple of information to demystify the universe a bit. That sort of point of view is pivotal, in light of the fact that those enormous, all inclusive scale questions additionally advise and influence our little scope cooperations and choices here on Earth. The more you think about how the universe functions, the less powerless to counterfeit news, counterfeit science, and scaremongering you’ll be. Information, all things considered, is power. Diversion That being stated, Neil deGrasse Tyson is one of the most cultivated and beguiling essayists and speakers in our advanced world. On the off chance that you’ve ever observed him met or read any of his articles, you realize that the man realizes how to compose. He figures out how to make these convoluted logical ideas appear to be conceivable, however absolute engaging. He’s simply that person you appreciate tuning in to, and his composing style frequently brings out the affable sense that you’re plunking down and having drinks with him as he discusses his day at work. The writing in Astrophysics for People in a Hurry is peppered with accounts about popular researchers, intriguing little asides about an entire scope of things, and plain old jokes. It’s one of those books that will fuel your mixed drink party prattle for quite a long time to come as you give out a portion of the interesting realities you gather from its pages. Arrangement On the off chance that you’re as yet feeling scared by the word astronomy, unwind. The sections in this book were initially independent papers and articles Tyson has distributed throughout the years, which implies the book comes at you in scaled down, effectively edible lumps - and there’s no test toward the end. This is the kind of science book you can peruse in agreeable odds and ends, in light of the fact that Tyson’s objective isn’t to transform you into a researcher short-term. He will likely leave you acquainted with the essentials. The sections aren’t excessively long, and there’s no math. Let’s rehash that: There is no math. There’s additionally no language or unnerving researcher dialect - Tyson knows who his target group is, and he writes in a loquacious, open style. Language is intended to shut off a discussion to just individuals up to date, and Tyson keeps away from it at all costs, selecting rather for a jargon that everybody, regardless of their own logical foundation, will be alright with. The final product? No, you won’t be a Ph.D. in astronomy when you finish the book, yet you will have an away from of the powers that control our universe. Information is force, and this is the absolute most significant information you can learn. Main concern: This is a fun, intriguing, and enlightening book that requires no prep work to peruse, and may very well leave you more intelligent than when you came in. There’s no explanation not to understand it.

Friday, August 21, 2020

What Is Your Debt-to-Income Ratio - OppLoans

What Is Your Debt-to-Income Ratio - OppLoans What Is Your Debt-to-Income Ratio? What Is Your Debt-to-Income Ratio?If youre applying for a mortgage loan, an auto loan, or even just a regular personal loan, lenders will be looking at your DTI to see whether or not you can afford it.When it comes to the numbers that rule your financial life, you’re probably familiar with the big ones like your credit score: Even if you don’t have good credit, you still know that you should try to keep your score as high as possible.But there’s another important number that you might not be so familiar with: your debt-to-income ratio. And while it’s luckily one of the simpler money metrics out thereâ€"unlike, say, your credit scoreâ€"it can have massively important implications for your financial future.What is the debt-to-income ratio?“Your debt-to-income ratio (known as DTI) is an important financial metric that you really do need to understand, explained CFP Patricia Russell, founder personal finance blog,  FinanceMarvel. And while some financial termsâ€"like “amortiz ation” for instanceâ€"can be slightly opaque, your debt-to-income ration is not one of them.“In simple terms, your DTI ratio is all of your monthly debt payments divided by your gross monthly income (expressed as a percentage), said Russell. This metric or ratio is heavily scrutinized by lenders to assess your ability to service your monthly repayments on the money you have borrowed.”It’s important to emphasize that your DTI doesn’t measure your total debt load to your total yearly income. Instead, as Russell laid out, it measures the amount of money you’re obligated to pay towards that debt every month against your monthly income.“It’s a ratio that affects your ability to access a loan,” said millennial money expert Robert Farrington, founder of TheCollegeInvestor.com (@CollegeInvestin). The basic idea is if you have too much debt relative to your income, lenders might hesitate or refuse to give you the credit you need for a large purchase.”“Your debt-to-incom e ratio (DTI) most often comes up when buying a house,” he continued, “but it is also considered by potential landlords or lessors of cars. By pulling your credit report, someone can calculate your DTI and decide whether to loan, rent, or lease to you.”What kind of debts and income count?According to Farrington, the debt obligations factored into your DTI are those that fall under the category of recurring debt, or debts that you can’t simply cancel at any time.“This includes mortgage, rent, car loans, personal loans, monthly minimum credit card payments, alimony, child support, and, of course, student loans. These are debts that are not going to go away until you’ve fully repaid them,” he said.And which debts do not count towards your DTI?“Despite the fact that you may have contracts with your internet, cable, or phone provider, you can technically pull the plug on these services any time, so they do not count. Nor do other kinds of utilities like electricity and wa ter,” said Farrington.He also went to explain which sources of income count towards the other half of the ratio. In short, it doesn’t just have to money that you earn from a job. “Your income can include not just wages, salary, and tips, but also alimony and child support, Social Security benefits, and pension,” he said. “Pretty much any money you take in on a monthly basis on the books can be considered income.”How can you calculate your DTI?Knowing what a DTI is won’t do you a ton of good if you can’t figure out how to calculate it. Luckily, figuring out your DTI is pretty simple and doesn’t require a financial advisor.“To calculate, one simply takes all debt payments and divides by gross monthly income,” said Robert R. Johnson, Professor of Finance in the  Heider College of Business, Creighton University  (@CreightonBiz). “This includes all debt paymentsâ€"mortgages, student loans, auto loans, credit cards, etc.”To give you an idea of what this process l ooks like, Farrington helpfully provided the following example:  â€œIf you have $1,000 per month in debt obligations and $3,200 per month in income, divide 1,000 by 3,200 and your answer is .3125. Round that to .31, multiply by 100, and you have a 31 percent DTI ratioâ€"Meaning that 31 percent of your income is taken by debt obligations per month.”What is a good debt-to-income ratio?When lenders are looking at your DTI, it’s to help them determine whether or not you can pay back the loan you’re applying forâ€"the same goes for landlords. As such, you want to try and keep your DTI fairly low. But the thresholds for what is an acceptable ratio can change depending on what kind of loan (or lease) you are applying for.When it comes to applying for a mortgage loan, Farrington cites Fannie Mae guidelines that say 50 percent is the acceptable DTI ceiling for prospective homebuyers. But just because 50 percent is the ceiling, doesn’t mean you shouldn’t aim lower. And the data back s that up.“According to the Consumer Financial Protection Bureau (CFPB), the highest ratio a borrower can have and still be eligible for a Qualified Mortgage is 43 percent,” said Johnson. And, a Qualified Mortgage is a category of loans that have certain, more stable features that help make it more likely that the borrower will be able to afford the loan.“According to the CFPB, evidence from studies of mortgage loans suggests that borrowers with a higher debt-to-income ratio are more likely to run into trouble making monthly payments,” he added.”If you’re looking to take out an auto loan, Farrington says that a DTI of 36 percent or below is ideal to get a reasonable deal. Meanwhile, if you’re applying to rent a house or an apartment, he cautioned that DTI will vary, largely by location and property owner.“Many landlords will require that the rent will amount to no more than 33 percent of your income. Some may be more lenient and go up to 45 percent or 50 percent,” he said.If youre looking for a good overall ratio to set as your goal, aim for something just south of 30 percent. “An ideal ratio is generally around 28 percent although as mentioned above lenders will accept a higher ratio depending on other factors including your credit score, your savings levels, other assets you own,” advised Russell.But she also warned that folks shouldn’t necessarily count on a good credit score saving you from a high DTI: “Whilst credit bureaus dont look at your DTI ratio, often a borrower who has a DTI ratio also has a high credit utilization ratio which does count for around 30 percent of your credit score..Johnson agreed with 28 percent figure, while also reiterating that the lower your ratio was, the better off you’ll be.How can you improve your DTI?If you’re looking to take out a big loan and you have a high debt-to-income ratio, it’s probably best to wait. In the meantime, Russell shared three ways that people can tackle their debt and im prove their DTI.“Create a budget to track your spending:  By keeping track of exactly where your money is going, you will often find unnecessary and extravagant daily expenses. This could be something as simple as a daily $5 coffee, which over a year is $1,825 that could go towards paying down your debts.”“Prepared a strategy to pay off your debt:  My two favorite methods are the snowball and avalanche methods. How the snowball method works is that you start by paying off your smallest debt first whilst making the minimum payments on your other loans. Once you have paid off the smallest you then work your way onto the next one etc. With the Avalanche method, you focus on paying off the loan with the highest interest rate first. Whichever method you choose its important to stick with it.”“Dont take on more debt:  In order to get your debts under control, you need to avoid the temptation of taking on more debts. Dont rack up unnecessary credit card debts and avoid major purc hases like a new car on finance. New loans will really hurt your DTI ratio and wont help your credit rating either.”Paying down your debt is important for your financial health. But it might not be wise to throw yourself into debt repayment if it means foregoing other important financial priorities.“Achieving financial security is not a linear process,” said Johnson. By that, I mean that you often have to work on several competing goals at once. For instance, some people are so intent on extinguishing their credit card debtâ€"certainly a worthy goalâ€"that they choose not to participate in a workplace 401k plan.“A 401k plan affords the participant many advantages,” he continued. First, the contributions made reduce your income tax bill by reducing taxable income.  Second, if the employer matches contributionsâ€"essentially you receive an immediate 100 percent return on investment. When one doesn’t participate in an employee matching plan, one is essentially turning down free money.”Your DTI is important, but so is saving for retirement, building an emergency fund, and a whole host of other financial priorities. Take things slow and steady, and you should come out a winner on the other end. And to learn more about how you can build a brighter financial future, check out these other posts and articles from OppLoans:Building Your Financial Life: Budgeting for BeginnersSave More Money with These 40 Expert TipsThe Debt Snowball Method Can Help You Get out of DebtHow to Raise Your Credit Score by 100 PointsDo you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.Visit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedIN  |  InstagramContributors???????Robert Farrington is a Millennial Money Expert and Founder of TheCollegeInvestor.com (@CollegeInvestin). He focuses on helping people get out of student loan debt to start investing and building wealth early.Robert R. Johnson, PhD, C FA, CAIA is a Professor of Finance in the  Heider College of Business, Creighton University  (@CreightonBiz). He is also Chairman and CEO of Economic Index Associates, home to a new paradigm in Index investing. Dr. Johnson is the co-author of the books Invest With the Fed, Strategic Value Investing, Investment Banking for Dummies, and The Tools and Techniques of Investment Planning.Patricia Russell is a Certified Financial Planner (CFP) and the founder of the personal finance blog,  FinanceMarvel, which provides free financial advice on managing credit, debit and savings. Patricia has more than 10 years experience in helping families and individuals take control of their personal finances and achieve financial independence.

Monday, May 25, 2020

Outsourcing in Todays World Essay - 2281 Words

Outsourcing in Todays World Outsourcing has become an increasingly popular alternative to today’s high costs in business and manufacturing. It largely affects today’s market from a buyer’s perspective, as well as employee perspective. Manufacturers have turned to outsourcing to be more competitive by lowering overall costs. This may include turning over a segment of your business to another company, or by simply duplicating your operations of manufacturing in a different country. Regardless of how it’s done, outsourcing is an ongoing debate between American workers, and bloodthirsty businesses in a ferociously competitive world. Outsourcing is the process of subcontracting operations and support to an organization outside†¦show more content†¦Another reason for outsourcing has to do with cost of health care and benefits for workers. Overseas, there is no OSHA, no health care, and no child labor laws. Finally, with the building of more factories worldwide, a company increases it’s market globally and therefore can increase its market. (www.wistechnology.com) Outsourcing affects everyone worldwide. Currently, its main effects occur in the United States. However, as this phenomenon continues, companies will be forced to follow the leaders, or they will be forced out of business. As it affects our world, the negative aspects directly include the American labor force. It continues to cut jobs in the U.S., as many jobs are sent overseas for cheaper labor. More negative effects include company morale and customer satisfaction of consumers. As people become more aware of outsourcing in the U.S. consumers are becoming more aware of what they purchase. In today’s world, there are many people who will pay a â€Å"little extra,† if they know that the products they are purchasing have been made, or at least assembled by American manufacturers. These are people who are proud of where they live and support their fellow workers. However, it is almost impossible to completely ignore the massive companies who dominate the business world. In order to avoid having to turn to outsourcing, many companies and employees have changed their business strategies to help reduce costs, and still remain competitive.Show MoreRelatedEthics of Outsourcing Essay1500 Words   |  6 PagesEthics of Outsourcing What is ethics and how is it related to todays world of business? Merriam-Websters Online Dictionary defines ethics as the discipline dealing with what is good and bad with moral duty and obligation. In todays globalized society, it seems as though monetary profits are valued higher than making ethical decisions. Outsourcing has become an unavoidable result of globalization. From General Motors to IBM, we can experience the effect of outsourcing in many different sectorsRead MoreOutsourcing Of Aviation Maintenance Practices And The Effects Of Globalization1352 Words   |  6 Pages Outsourcing of Aviation Maintenance Practices and the Effects of Globalization Matthew Wilkerson Embry-Riddle Aeronautical University Worldwide May 16, 2016 â€Æ' Abstract Within the aviation industry outsourced maintenance practices have become increasingly more prevalent to maintain current assets. There is generally three processes currently being utilized by the airline industry: outsourcing specific maintenance needs, in-house operations, and lastly, a hybrid approach, which entails a combinationRead MoreAdvantages and Disadvantages of Being a First Mover975 Words   |  4 Pagesexamples of first movers are Friendster and Infoseek that were quite unsuccessful as compared to Facebook and Google that have been successful because they lessened risks associated with first movers. Corporate Scenarios and Steps to Avoid: As todays world is increasingly becoming uncertain, corporate leaders who are more likely to be successful and grow their organizations are those with a wide vision and understanding of the known and unknown factors. Such vision and understanding enable the leadersRead MoreHow Globalization Will Affect My Future Career1601 Words   |  7 PagesIssue Analyses How Globalization Will Affect My Future Career Problem/Issue Definition With Globalization along with outsourcing, my career in life is going to change big time. More and more jobs are being outsourced to other countries every day. Right now America is a mountain compared to other countries meaning that we are more advanced industrially. As more jobs are being outsourced the more the metaphorical mountain is shrinking in height and growing in width. We can slowly add to ourRead MoreInternal Auditing And External Auditing Industry Essay1472 Words   |  6 PagesIn the last decade, the world of business has been subjected to significant changes. Globalization has given a new meaning to the way in which business is now conducted; i.e. business in a world devoid of geographical boundaries or time zones. Global expansion has also given rise to many emerging firms and laid the foundations for fierce competition amongst existing industries. Internal auditing is no exception. In order not to face complacency or obsolescence, the internal auditing industry ha sRead MoreAn Organization s Outsourcing Decision833 Words   |  4 Pagesconcerning outsourcing tend to present it as a time- and money saving strategy. Nevertheless, according to Stroh (2003), a particular organization might outsource for different reasons, including financial and non-financial ones. For instance, a particular organization might outsource in order to enhance its focus, or to free up certain resources for another purpose. In essence, one might argue that the key drivers/ intended goals are essential in making a particular organization’s outsourcing decisionRead MoreInvestment Banks and Globalization1000 Words   |  4 Pagesincreases the chances and opportunities available in investment banking: instead of focusing intensively on individual countries or regions as was previously the case the business now looks for lucrative investment opportunities throughout the world, at the same time offering services globally. But what about the risks? Do higher ris k exposure come with ever broader scope of business? In general yes, but as a result of increasing complexity, there are now also more opportunities for global diversificationRead MoreOutsourcing Essay1121 Words   |  5 PagesOutsourcing Outsourcing is when a company purchases products or services from an outside supplier rather than performing the same work within its own facilities, in order to cut costs. In other words, outsourcing is an organizations contractual relationship with a specialized outside service provider for work traditionally done internally by that organization. The decision to outsource is a major strategic one for most companies because it involves weighing the potential cost saving againstRead MoreAdvantages Of Outsourcing And Outsourcing1428 Words   |  6 PagesMumbai. The invention of the internet has allowed business to communicate across the world within seconds thus creating a global economy that depends on one another. Globalization is defined as  the process of international integration arising from the interchange of world views, products, ideas and other aspects of culture. A global economy allows companies to source their product or service from around the world. This enables business by giving them more options and resources to grow their businessRead MoreAviation Maintenance Trends1789 Words   |  7 Pagesbeen aircraft maintenance. However, this industry has changed dramatically throughout the years and now involves highly innovative technologies and incredibly skilled technicians in order to best maintain the incredibly complex aircraft that fly in todays skies. Maintaining an aircraft is a harmonious blend between simple and intensely complicated procedures. Many procedures even still used to day are relatively simple and have existed for generations, including the basic engine work, refueling and

Thursday, May 14, 2020

Educating Volunteer For 5 Hours - 1494 Words

For a class assignment, we needed to volunteer for 5 hours. We needed to pick a volunteer program that we found interesting and that had faced a social issue that presented itself in the world today. It was hard picking a place to volunteer at because I wanted to pick a place that faced a social issue in today’s world, but I also wanted to pick a topic that sparked my interest when mentioned. I looked through a booklet online filled with volunteer opportunities and I went on the high school’s Student Employment Services to help me find other volunteering choices. After a while of looking at SES’ website, I went back to the booklet online and noticed that there was a volunteering opportunity at the Bruce Museum. I remembered that I volunteered once at the Bruce Museum with my cousins, but I couldn’t remember much of what I did because I volunteered a long time ago. So I thought that this would be a great place for me to volunteer again, and this time I knew I would remember what I did. The Bruce Museum was a great place for me to volunteer, it gave me a great opportunity to talk to some of the artists and really get to know them and their artwork. At first it doesn’t seem like an Arts Festival tackles any real-life social issues, but if you look deeper, you can see that there are some hidden social issues within the organization s program that they tackle. The organization tackles ideas like artists’ creativity and how they survive in a cut throat world with an unstable job.Show MoreRelatedMy Path Into Speech Pathology972 Words   |  4 Pagesis a general medical and surgical hospital. Therefore, it serves an assortment of patients from pediatric to geriatric. The hospital offers several activities and services that could correlate with college students’ major or career interest. Some volunteers have the opportunity to work directly with patients or family member, while others assist the staff or administration w ork. Likewise to my experience with Columbus Regional Healthcare System introducing me to the amazing career of Speech PathologyRead MoreSocial Determinants For Childhood Obesity1215 Words   |  5 Pagesfor children in kindergarten through 3rd grade in low-income neighborhoods. PLAY relies on high school and college volunteers, peers, who commit two hours, twice times a week to the program, and additionally attend monthly trainings with PLAY trainers. PLAY trainers will require certification from the PLAY website, which, upon certification provides video workshops to instruct volunteers on the program curriculum, a list of suggested locations for fieldtrips. Participant schools will also receive equipmentRead MoreBenefits Of Free Babysitting On My Home For Parent ( S )862 Words   |  4 Pagesin my home for parent(s) that needs a few hours for a job interview, doctor s appointment or have an emergency. I have been searching around for an organization to go through, but none exis t where I live. There were some you have to go to their place of work, which I understand but I have no transportation to go that far. So I decided to do this alone. I started on this assignment on week two of July. I started volunteering to babysit children from age 5 to 8 years old. I started the portion ofRead MoreSystems Analyisis and Design Paper662 Words   |  3 PagesExcel to insure that contact an pick up lists are accurate and up to date. | Susan Brown | | | | | 5 | Record Student Attendance | Each teacher is accountable for keeping daily attendance in the student’s record. | Full Time Teachers | | | | | 6 | Record After School Attendance | After schoolteachers must report student attendance in the after school program so additional hours are recorded. This is reports to Susan Brown on a weekly basis. | After School Teachers | | | | | Read MoreWhat Makes An Ideal Candidate For Teacher Fellows?826 Words   |  4 Pagesto help students acquire and retain knowledge. She came to YouthBuild midway into the school year and was able to put forth substantial effort to involve students in the learning process. Jeanne has been dedicated to our students, putting in volunteer hours to meet YouthBuild’s educational needs. Jeanne is currently, a part-time instructor, but should our YouthBuild receive the Department of Labor grant, she will leave her chiropractic practice to join YouthBuild and become our full time EducationalRead MoreCSR Program Proposal for Columbia Bank1238 Words   |  5 Pages This CSR program could be implemented in addition to the community and customer events currently arranged on the branch level. Columbia Bank, and the local communities we serve, would greatly benefit from offering a CSR program that focuses on educating high school students, college students, parents and any potential borr ower on the long-term implications of excessive student loan debt. Student Loan Debt and Our Community The first sentence of our mission statement reads, â€Å"We will increase shareholderRead MoreThe Career Field Of Early Childhood Education1746 Words   |  7 Pagesskills. Studies were conducted by the Department of Education, and many other government organizations in different countries. The increasing awareness about the importance of education during these young years has led to a special emphasis in educating children in a manner that ensures optimal intelligence, physical, emotional and social improvement. There are several different paths in the early childhood career field of Early Childhood Education. Some of these paths include center-based daycareRead MoreWhy Hiring More Police Officers916 Words   |  4 PagesFourth, if we hire an additional 100,000 police officers we would most likely not see a decline in crime because only 10% of those 100,000 newly hired police officers are on the streets patrolling and showing a presence. Police officers cannot work 24 hours a day and at best one officer is only used for 1/3 of the day. We also need to take into consideration even less time police officers are on patrol for reasons such as sickness, vacations, family emergencies, and training. Furthermore, police officersRead MoreGraduation Speech : Elementary School1 187 Words   |  5 Pagesam a very giving and helpful person. I would get great fulfillment out of watching my students develop not only intellectually but as children that are capable of doing anything their heart desires. As a teenager, I would always be the one to volunteer to watch the family kids because I enjoyed it and they seemed to as well. At family gatherings the younger children would always seem to migrate my way. In addition, speaking to others is something that I have always excelled at. I enjoy beingRead MoreHospitals And The Health Care System1248 Words   |  5 Pagesessential role when it pertains to our health care system. Hospitals are health care organizations that have a structured and well organized medical and professional employees, inpatient facilities, deliver medical, nursing and correlated services 24 hours a day, 7 days a week. Hospitals offer an approach that has a wide range of acute, recuperating and terminal care utilizing diagnostic and heal ing services. These medical services are utilized when a patient has acute and chronic conditions resulting

Wednesday, May 6, 2020

Undocumented Immigrants And Illegal Immigration - 1016 Words

Immigration When it comes to talking about undocumented immigrants, it can become a touchy subject. Everyone has their own beliefs when conversing about this matter. â€Å"The Center’s preliminary estimate of the unauthorized immigrant population in 2016 is 11.3 million† ( Pew Research Center). And with that, note that number increases every year. The list of liabilities when it comes to entering the United States illegally is outrageous. With this fact, it encourages illegal activity in the United States. â€Å"Apologists for illegal immigration try to paint it as a victimless crime, but the fact is that illegal immigration causes substantial harm to American citizens and legal†¦show more content†¦Ã¢â‚¬Å"Over 53 percent of all investigated burglaries reported in California, New Mexico, Nevada, Arizona, and Texas are perpetrated by illegal aliens† (Constitution Party). Without entering the United States legally there is bound to be some type of illegal activity going on. From robbery and theft to certain traffic crimes. Illegal immigrants are not able to have a license or let alone insurance and that creates several issues. Depending on the state and its laws. Without those items, driving becomes illegal, causing many problems. â€Å"Congressman Steve King (R-IA) estimates that illegal alien drunk drivers kill 13 Americans every day- that’s a death toll of 4,745 per year† (Constitution Party). To many, that does not seem like much but it really is. Almost most of the violent criminals in the United States are illegal immigrants. â€Å"In Los Angeles, for example, dozens of members of a ruthless Salvadoran prison gang have sneaked back into town after having been deported for such crimes as murder, assault with a deadly weapon, and drug trafficking† (The Illegal-Alien Crime Wave) And that can be scary to most citizens. Which leads up to the pressure put on national security. â€Å"Threat to the security of the United States is also supported by the criminal activities that accompany the increasing number of people immigrating to the United States† ( CUSLAR) a number of illegal immigrants entering the United States are affected more than the people andShow MoreRelatedImmigration : Amnesty Or Amnesia1305 Words   |  6 Pages Immigration: Amnesty or Amnesia Immigrants cross the American border with hope of a better life so; the subject of illegal immigration is greatly debated topic in the United States. With all things considered illegal immigrations affects everyone. These undocumented people can be a neighbor, a waiter, or even a housekeeper. The controversy behind illegal immigrants is whether or not they should be reprimanded for violations of immigration laws. According to the Arizona Sentinel Newspaper, illegalRead MoreWhy Are They Illegal Immigrants?1562 Words   |  7 Pages In IMA BE ME, Wanda Sykes said, â€Å" Why are they called illegal immigrants? They re undocumented workers. If someone broke into my house, and vacuumed? You know, I might be a little confused. But I ain’t calling the cops†. This is one of the funniest line from the show and at the same time, it captures audience’s heart. I believe, the United States is trying to change a lot now as a country where have been accepting various immigrants continuously since the foundation of the nation. In 2008, BarackRead MoreIllegal Immigration Is The United States1377 Words   |  6 PagesThe subject of illegal immigration is nothing new in the United States. The social, economic, and political issues surrounding illegal immigrants have been debated at the federal and state levels for years. In the last decade, one of the issues which has received a lot of attention and development is the issue of higher education for illegal immigrants. Until recently many illegal immigran t students were unable to attend institutes of higher education because their lack of documentation disqualifiedRead MoreThese Quotas Made It Very Clear On Who Was And Was Not1628 Words   |  7 PagesThese quotas made it very clear on who was and was not wanted in the United States. Certain countries had a quota number that was much lower than others. That difference in number was a game changer in how easy or how hard it was for distinct immigrants to come over. The 1920s exposed many fears for Americans already settled in the United States. Some people felt threatened by other religious groups, â€Å"Booker T. Washington, also wanted restrictions because they saw the new comers as added competitionsRead MoreNegative Effects Of Immigration In America1651 Words   |  7 PagesNegative Effects of Illegal Immigration in America â€Å"America was indebted to immigration for her settlement and prosperity. That part of America which had encouraged them most had advanced most rapidly in population, agriculture and the arts†-James Madison The quote as stated above by James Madison, the fourth president of the United States, explains the purpose for America and why immigration is the heart and soul of the country. The first part of the quote directly says immigrants are what broughtRead MoreEssay about Illegal Immigrants: Amnesty1007 Words   |  5 Pagesaccepting immigration in the world. It has contributed to the countrys population growth as well as social change. However, the policy remains to be a controversy because of the topic that is illegal immigration. According to the Department of Homeland security in 2010, there are 10.8 million illegal immigrants residing among the 300+ million Americans. Since then, the number has grown to 11+ million people. The U.S. Congress has always sought to find the solution for illegal immigration, with amnestyRead MoreIllegal Immigrants And Illegal Immigration964 Words   |  4 Pageswas illegal immigration. One student said that America should send the illegal immigrants ba ck to their country because they are taking American’s jobs. He stated that he would send his dad back to Mexico because he is an illegal immigrant. Going around the circle that we created, everyone gave their opinions, most disagreed, but some agreed with the student. When it was my friend’s turn, she agreed with him and said that teachers, professors, friends, and etc. should report any undocumented personRead MoreRedefining Illegal Immigrant : An Essay1288 Words   |  6 PagesVeronica Hidalgo Professor Jennifer Russum ENG 105- 73060 14 October 2015 Redefining Illegal Immigrant There are many phrases that dehumanize an individual. One of these phrases is illegal immigrant. The phrase has been used by media outlets, politicians, and the public for years in the United States. It diminishes the idea that diversity is substantially vast in our country (Chomsky, 2014). â€Å"Immigrants exhibit a large proportion of ingenious and valuable workmen,† said Founding Father, ThomasRead MoreIllegal Immigration Is Defined As The Phenomenon Of Entering And A Territory Without Any Government s Approval1442 Words   |  6 PagesBourkouli Professor Worley Throme English 101-3007 02/15/2016 Final Draft Research Paper Illegal immigration is defined as the phenomenon of entering and living in a territory without any government’s approval; In fact, it has lately raised a considerable debate on the pretext of the fact that it is an image of threat and weakness for the country. Many researches proved that the percentage of undocumented people is shooting up each year particularly in the United States as it is considered as oneRead MoreIllegal Immigration : The United States1691 Words   |  7 PagesWhile illegal immigration remains a serious problem in the United States, other countries around the world are also being affected. According to the source of Albert R. Hunt â€Å"Facing the Facts on Illegal Immigration.†, he said that â€Å"The United States has been since long time the world ´s leader in the reception and integration of immigrants.† Americans are deeply divided in their views on the impact of immigration in the country, and anger about illegal immigration colors pu blic attitudes towards all

Tuesday, May 5, 2020

Concept of Social Networks-In case of Wesfarmers-Free-Samples

Question: Analyze the advantages and disadvantages of using Social Networks in business. Answer: Introduction The social media is an online communication technique that is used by the company and individuals to share their specified or unique data with friends, colleagues, and family members. In the recent era, many social webs are used by the company to spread the awareness towards their products and services. There are certain methods and webs that are considered in the social networks such as WhatsApp, Snapchat, Facebook, Instagram, Twitter, Pinterest, and LinkedIn. In the current era, approximately 45 billion of individuals have practiced the social networks to communicate with each other and share their important data on the websites. It is addressed that 1.86 billion of individuals have used the Facebook to interact with their family, friends, and colleagues (Turban, et. al., 2017). In the current era, it is evaluated that a young people have used the social networks. Furthermore, social media could directly impact on the growth of the business. The company has needed to improve their existing information about the social networks as it would be supportive to motivate huge amount of consumers (Sekaran and Bougie, 2016). In addition, the organization has requisite to know how consumers could be inspired by social networks. Consequently, it will support the organization to obtain higher competitive benefits. The company could imply the social networks to obtain opinion, views, and needs of consumers. It could aid the organization to satisfy a huge amount of consumers. Consequently, the organization could be capable to obtain higher competitive benefits. The social networks make enable the firm to sell their products and services to their specified consumers (Cook, 2017). Project objective The primary aim of this study is to analyze the advantages and disadvantages of practicing social networks in the business. The following estimated objectives will be used by the research scholar to attain the aim of research appropriately: To identify the meaning and concept of social networks- In case of Wesfarmers, Australia. To explore the advantages of social networks - In case of Wesfarmers, Australia. To identify disadvantages of social networks - In case of Wesfarmers, Australia. To suggested strategies for improving the social network's practices in the organization of social networks - In case of Wesfarmers, Australia. Project Scope This research proposal is imperative to develop knowledge about advantages and disadvantages of practicing social networks in the organization. The use of social networks in the organization as it would be an inspiring matter for the research issue. The best understanding of social networks could support the company to enhance organizational performance and improve professional skills of research scholar (Borgatti, et. al., 2018). This proposal is imperative for the research scholar to obtain the reliable and valid result in upcoming time. In the recent era, the company uses the social networks to keep the effectiveness of employees and firm. This proposal aid the company to make an effective decision as it would support to improve social media practice in the organization. This proposal could be effective for the research scholar to improve their understanding towards any social media sites as it would be imperative in case researcher wants to make their career in the social media. Further, the company could be capable to obtain higher competitive benefits (Turban, et. al., 2015). Literature review Introduction This section helps to gain the understanding of reader and research scholar about advantages and disadvantages of social networks in the business. The researcher could consider many sources to collect conceptual understanding about research issue. These sources are an academic journal article, books, magazines, and online and offline sources. Further, this chapter will support to obtain reliable information about the current research matter (Bryman and Bell, 2015). To identify the meaning and concept of social networks- In case of Wesfarmers, Australia According to Burns (2016), the social network is used for the organization caused of attracting a huge amount of individuals in the least time and cost. It facilitates firm to share their information with their teamwork to attain the aim and objectives of the organisation. It is also evaluated that there are certain kinds of social media sites like Snapchat, Instagram, LinkInd Facebook, and Twitter as it would support to obtain higher profit. Consequently, it could support the organization to share their data about goods and services among specified consumers. Further, the social network aid organization to enhance the situation of the firm. In opposition to this, Hair Jr et al. (2015) stated that organization uses the social networking to enhance their brand loyalty and recognition. Since, it enables the organization to access more for new customers and more familiar for their existing consumers. It helps the organization to spread awareness of the brand in the marketplace and differentiate their products and services as compared to the competitors. The social networking is the application of social media programmes to make a link with family, friends, and classmates, clients, and consumers. The social networking occurs for both business and social purpose. It is also stated that the social networking is an effective way to engage the company to their specified consumers and obtain a reliable outcome. To explore the advantages of social networks - In case of Wesfarmers, Australia Eriksson and Kovalainen (2015) argued that the social media is a cost-effective digital marketing technique to enhance their awareness towards products and services among specified consumers. It could support to improve the organizational performance by spreading awareness in the marketplace. It is also found that the execution of social network strategies will effectively increase brand consciousness caused by engaging the firm with their potential consumers. The company could imply social networks to introduce their new product and services into the new marketplace. Through this, the organization could be capable to openly communicate with their customers as it would support to comprehend the consumers needs causing of completing their desire needs and retain them in long-term. In opposition to this, Luo and Zhong (2015) examined that company cannot get higher success from the marketplace in lack of the social media. Moreover, it is also stated that organization could practice ranking structure as it would be effective for determining the number of visitors on the organization sites. It could support the organization to examine the people who are interested in the products and services of the organization. Therefore, it can be illustrated that social network could be an effective approach to increase the organizational performance. It could also be effective for enhancing the loyalty of consumers. It provides the new opportunity to the organization for increasing their number of customers in the least time and cost. It will also help to obtain a higher competitive benefit. The social networks could support to create the best understanding of the company to the consumers. It will also facilitate the firm to obtain different thoughts of consumers. In favor of this, Ruggie (2017) evaluated that the social network is an effective method to enhance SEO (search engine ranking) of the firm. It could also facilitate the firm to make their distinguish image in the marketplace. The SEO is the best method for the attainment of higher ranking and enhance the traffic on the organizational web. It is also evaluated that approx. 59% of businesspersons have increased their search engine rankings by applying the social networks. The company could information exchange their information among positive result for the organization. On the other side, Schaltegger and Wagner (2017) explained that clear visibility could enable the organization to effectively manage the change and obtain a reliable outcome. Further, it is also analyzed that each image, blog post, comment, and video could lead the viewers of the companys websites and increase the traffic. The social media marketing could allow the organization to make a favorable image in the consumers mind. It will also support to obtain a higher competitive benefit in the least time and cost. The organization could imply the social networks and share their post, idea, and comment as it would support to obtain higher profitability. In the current era, consumers are the knowledgeable cause of social networks hence organization should need to develop their unique image in the marketplace and get a reliable result. It will be supportive to increase the market share and profitability of the firm. Hence, it is also found that organization is needed to offer the quality products and services to their consumers and offer unique services as it would enable to obtain higher profit. In opposition to this, Prpi? et al. (2015) opined that the social networks could be supportive to increase the consumer's satisfaction level. It could be imperative for communication and networking. In addition, it is also found the social networks facilitate the company to influence a huge amount of customers towards companys goods and services. It would improve the existing performance of the organization. It is found that the visitors understand that if they comment and post on the company they would get the personalize reaction. In support of this, Denscombe (2014) explained that the social networks could enhance consumer loyalty about goods and services of the company. In the current era, organization concentrates on the enhancement of consumer loyalty. It is also found that the customer satisfaction could enhance the awareness from one to other. In addition, the organization is engaged with consumer and makes a reliable relation as it would support to enhance the brand loyalty in the upcoming period. To identify disadvantages of social networks - In case of Wesfarmers, Australia According to Bryman (2015), social media could negatively influence the business growth caused by everyone is free to share their post, comments, and views on the websites. Moreover, it is also evaluated that the satisfied individuals leave their positive experience on the website while unsatisfied individuals could share their negative experience as it would make a negative image in the consumers mind. Thus, it would decline the sale of the organization in the least time and cost. On the other side, Hinz Schulze and Takac (2014) explained that the application of the social media tools could be time-consuming and costly as compared to other promotional techniques as it would also the negative image on the marketplace.The company could take the effort to maintain the social media practices. An organization can take more effort to keep the social media practices in the business that can be expensive to successfully operate the business. It is also found that if the company has lack of human resources then it could be complicated to effectively distribute the sources of social media. In addition, it is also analyzed that human resources could be imperative component for the organization to react on the feedback, queries of consumers (Nielsen and Schrder, 2014). It is also found that workforces could play a crucial role in making an effective relationship with customers by implying the social media. Hence, it can be said that human resources could negatively influe nce the performance of the organization. In favor of this, Trainor et al. (2014) opined that the social media enables everyone to freely express their opinion, feelings, and consumers perceptions. As a result, it could negatively influence the business growth. Therefore, it can also be evaluated that one negative post of the organization could decline the financial condition of business by making a negative image of the brand in the consumers mind. In addition, it is also analyzed that the social network could prevent the company to continue growing. To suggested strategies for improving the social network's practices in the organization of social networks - In case of Wesfarmers, Australia Serrat (2017) suggested that company should use the marketing mix strategy for effective use of social networks. Further, the marketing mix strategy considers many elements like price, product, place, and promotion. Through this strategy, the company will be capable to make an effective decision towards firm. As a result, the organization will be capable to obtain a higher competitive benefit. In addition, it is also stated that organization should give more priority to their specified customers rather than focus on product and services promotion. Moreover, social media facilitate the organization to openly communicate with consumers and obtain a reliable outcome. The organization should also need to gain depth understanding about the social media practices caused of attracting a large of a number of consumers and retain them of long-term. Consequently, the organization would be capable to enhance their productivity in the least time and cost. It could also support to comprehend how consumers will be influenced together with examining ways of enhancing the customer loyalty (He, et. al., 2015). It will support the organization to retain their customers for long-term and simply attract new consumers. In opposition to this, Hollenbeck and Jamieson (2015) examined that organization should use marketing strategy as it would be effective to build an effective relationship with customers. Consequently, the organization could improve their brand image in the market as it would support to enhance the profitability of the firm. An organization should also make a clear goal and objective towards the social media as it would support to make a clear image of the brand in the consumers mind. It will also a direct impact on the growth of the organization. It could also be effective for the attainment of targeted goal in the least time and cost. Moreover, it is also found that a company should concentrate on certain factors like cost, network and time. Through this, the organization will be able to obtain a reliable and valid outcome. Moreover, it is stated that the appropriate use of social network could facilitate the organization to enhance their business growth and obtain a reliable outcom e. Conclusion With respect to the above discussion, it can be summarized that the social network could directly influence the growth of the business. In can be concluded that social network could aid the organization to promote their products and services among consumers. The social network could aid the organization to determine needs of consumers and meet them accordingly. Consequently, the organization could make their positive image in the marketplace by using the social networks. It can also be stated that company could also be capable to get the higher competitive benefit in the least time and cost. In addition, it can also be evaluated that the social media could also a negative impact on the organizational performance by offering the equal value to everyone for sharing their ideas and views. Through this, an individual could share their positive as well as negative experience on the social media. Hence, it is analyzed that negative comment of individuals could negatively impact on the organizational performance. Moreover, it is also found that organization should use marketing mix strategy as it would be effective to improve the use of social network in the organization and obtain a reliable outcome. The marketing mix strategy will also aid the company to effectively operate their business. References Borgatti, S.P., Everett, M.G. and Johnson, J.C., 2018. Analyzing social networks. USA: Sage. Bryman, A. and Bell, E., 2015. Business research methods. USA: Oxford University Press. Bryman, A., 2015. Social research methods. USA: Oxford university press. Burns, P., 2016. Entrepreneurship and small business. Palgrave Macmillan Limited. Cook, N., 2017. Enterprise 2.0: How social software will change the future of work. UK: Routledge. Denscombe, M., 2014. The good research guide: for small-scale social research projects. McGraw-Hill Education (UK). Eriksson, P. and Kovalainen, A., 2015. Qualitative methods in business research: A practical guide to social research. USA: Sage. Hair Jr, J.F., Wolfinbarger, M., Money, A.H., Samouel, P. and Page, M.J., 2015. Essentials of business research methods. UK: Routledge. Hajli, N., 2015. Social commerce constructs and consumer's intention to buy. International Journal of Information Management, 35(2), pp.183-191. He, W., Wu, H., Yan, G., Akula, V. and Shen, J., 2015. A novel social media competitive analytics framework with sentiment benchmarks. Information and Management, 52(7), pp.801-812. Hinz, O., Schulze, C. and Takac, C., 2014. New product adoption in social networks: Why direction matters. Journal of Business Research, 67(1), pp.2836-2844. Hollenbeck, J.R., and Jamieson, B.B., 2015. Human capital, social capital, and social network analysis: Implications for strategic human resource management. The Academy of Management Perspectives, 29(3), pp.370-385. Luo, Q. and Zhong, D., 2015. Using social network analysis to explain communication characteristics of travel-related electronic word-of-mouth on social networking sites. Tourism Management, 46, pp.274-282. Nielsen, R.K., and Schrder, K.C., 2014. The relative importance of social media for accessing, finding, and engaging with news: An eight-country cross-media comparison. Digital journalism, 2(4), pp.472-489. Prpi?, J., Shukla, P.P., Kietzmann, J.H., and McCarthy, I.P., 2015. How to work a crowd: Developing crowd capital through crowdsourcing. Business Horizons, 58(1), pp.77-85. Ruggie, J.G., 2017. The theory and practice of learning networks: Corporate social responsibility and the Global Compact. In Learning To Talk (pp. 32-42). UK: Routledge. Schaltegger, S. and Wagner, M. eds., 2017. Managing the business case for sustainability: The integration of social, environmental and economic performance. UK: Routledge. Sekaran, U., and Bougie, R., 2016. Research methods for business: A skill building approach. USA: John Wiley and Sons. Serrat, O., 2017. Social network analysis. In Knowledge solutions (pp. 39-43). USA: Springer, Singapore. Trainor, K.J., Andzulis, J.M., Rapp, A., and Agnihotri, R., 2014. Social media technology usage and customer relationship performance: A capabilities-based examination of social CRM. Journal of Business Research, 67(6), pp.1201-1208. Turban, E., King, D., Lee, J.K., Liang, T.P. and Turban, D.C., 2015. Electronic commerce: A managerial and social networks perspective. UK: Springer. Turban, E., Outland, J., King, D., Lee, J.K., Liang, T.P. and Turban, D.C., 2017. Electronic Commerce 2018: A Managerial and Social Networks Perspective. USA: Springer.

Saturday, April 11, 2020

Cryptography Essays - Cryptography, Key Management, Cipher, Key

Cryptography Cryptography Cryptography is way you can keep information secure. A person who does not know the method used to change the information to keep it secure cannot copy the method used or reverse the change. The basic components of cryptographic systems are used to encipher (scramble) information so that it is difficult to determine the meaning without the appropriate key or key(s) to decipher (unscramble) the information. The components include cryptographic algorithms (mathematical functions) for enciphering or deciphering information and keys. Symmetric and asymmetric are two examples of cryptographic systems. Symmetric systems use the same key to encipher and decipher. Asymmetric systems generate and use different keys to encipher and decipher a secure key pair. With this key pair, consisting of a public key and a private key, only one key can decipher what the other enciphers. Merely knowing one key does not make it very likely that someone will be able to figure out the other key. Asymmetric key pairs are used in creating digital signatures and transporting symmetric keys. In the past, most encryption systems only used symmetric cryptography. The problem with symmetric cryptography though, is the difficulty encountered in distributing keys to certain people. Since symmetric cryptography uses the same key for enciphering and deciphering, a person has to use creative and difficult means to prevent someone from intercepting the key. If a third party were to intercept the key, they could use it to decipher anything it was used to encipher. A solution to this problem is public key cryptography which uses asymmetric cryptography to transport symmetric keys. In such a system, a recipient's public key is used to encipher a symmetric key. Once enciphered, the symmetric key can only be easily deciphered using the corresponding private key. Keys can be of varying length, typically from 128-bits to over 2000-bits. Obviously, the larger the key, the more secure the information you're encrypting.

Tuesday, March 10, 2020

10 Facts for a Thesis on the History of American Business

10 Facts for a Thesis on the History of American Business From the dawn of the automobile revolution to the innovation of electronic consumer products, the history of American business is in continuum ― never at ease, never at rest. In that light, we’re going to discuss the history of American business in greater detail so you can write a thesis that’s not only concise but admired by your professor as well. This is the first of three guides you’ll find here on the history of American business. In this first, 10 facts for a thesis on the history of American business, we share ten significant facts on the history of American business which will form the foundation of your thesis statement. In our second guide, 20 topics for a thesis on the history of American business, which will allow you to start writing your thesis statement right away. It will also give you an idea of how a thesis statement is actually written. Finally, in our third guide, how to write a thesis on the history of American business, we discuss the methodologies, formats and strategies to make your thesis stand out in a major way. This third guide especially is a must read if you want to know how to write a thesis statement, as we will be discussing one of the key components of thesis writing. Without further ado, here are 10 facts on The history of American Business: One of the best moments in history that paved the way for business growth was in the 1790s when the federal government, ruled by George Washington and Alexander Hamilton, encouraged the enterprise of businesses. George Washington had been a business-oriented person. He was known for getting involved in numerous projects that lead to the development of transportation to Western lands. His main goal was to make America an industrial nation. Right after the American Revolution, banks started to thrive in America. The Bank of North America is among the oldest of American banks in the United States of America. Of course, there were banks before that, but organized banking only started after the American Revolution. It started out on a small scale in Boston and New York and now has deep roots entrenched in American soil. Alexander Brown was the main business innovator known for transitioning traditional merchants into modern merchants and played a key role in forming the nation’s first investment bank. The first investment bank in the US, Alex. Brown Sons, started out as a cotton, exporting and shipping company. When Brown expanded his business to Liverpool, England, New York and Philadelphia, it provided sufficient financing for the Baltimore and Ohio Railroad, which in turn, tapped into the hinterlands of Philadelphia and Ohio ― expanding its growth even more. By monopolizing Baltimore’s shipping trade with Liverpool, Brown financed Baltimore Importers, which allowed him to specialize in merchant banking. Railroads were one of the biggest commercial and financial successes that had a dramatically large-scale impact on American business. It provided a highly efficient way to ship freight and passengers over a large national market, becoming the basis of the private financial system. Brown became the sole inventor of modern management, allowing young men between the ages of 18 and 20 to embrace a career path. However, this led to America developing a love-hate relationship with railroads. Before automobiles started getting manufactured in 1910, general stores and itinerant peddlers were the most profitable businesses in rural America. There was no criterion on the quality of foods; instead, it was based on credit since most customers shopped on credit ― not credit borrowed from the bank but by paying bills when customers were able to harvest their crops, cattle or hogs[1] . Stores were also a point where men were typically found instead of women. It became a chatting point for men, where they passed around the local newspaper and talked politics. Towns and small cities were the main avenue for marketing. Many entrepreneurs at the time opened small stores that offered a variety of reasonably priced, high quality products. This allowed middle-class women to start shopping for day-to-day goods. These stores offered limited credit purchases, but also other attractive things such as seasonal sales, high turnover, and branded merchandise. Advertising is one of the key factors that allow businesses to thrive exponentially. It is deemed worthy to mention it here since we’re talking American business history. N.W. Ayer and Son was the instigating power that assumed responsibility for creating advertising content. As industrialization expanded after 1900s, so did advertising. From a mere $200 million advertising volume in 1880 to about $3 billion in 1920, advertising agencies grew rapidly, allowing them to influence the population’s economic behavior on a major scale. According to Juliet Walker, the year between 1900 and 1930, were the golden years of â€Å"black business†. The National Negro Business League confirms that through statistics which indicate that businesses owned by African Americans had experienced a 200% increase, going from 20000 to 40000 in just 14 years (1900 1914). Booker T. Washington was one of the pioneers who promoted African American entrepreneurship. Booker also ran the National Negro Business League and moved between city a large number of cities to sign contracts with local business owners to join his network. Carnegie Steel has been one of the biggest steel industries in the United States. It’s still remembered today for its Eads Bridge that’s found across the Mississippi river. Carnegie Steel was also the world’s biggest manufacturer of steel rails, coke and pig iron at the time. Behind this successful industry was a young leader, Andrew Carnegie. The industry became so successful that it bought its rival Homestead Steel Works in 1888, before becoming the largest manufacturer in 1890. Eventually, it bought all other steel mills and became known as U.S. Steel. Railroads were also behind the invention of the American Pension System. When young 18-year-old men were hired, trained and promoted in their respective field, they became a high-value asset for the railroad firm. To discourage employees from leaving the company, they offered pensions that would be given right after retirement. We’re certain you must have found the facts interesting and informative. Let’s continue to our next guide, 20 topics for a thesis on the history of American business, where we will give you topic examples along with a sample essay on one of those topics to assist you in writing a great thesis. Don’t forget to read our final guide, How to Write a Thesis on the history of American business, which would add perfect flair to your thesis statement, making it more interesting, convincing   and profound in every sense of the word. Reference: John R. Nelson, (1979) Alexander Hamilton and American Manufacturing: A Reexamination. Journal of American History 65.4: 971-995. Dora L. Costa, 1880-1990 The evolution of retirement. in Costa, The Evolution of Retirement: An American Economic History, (U of Chicago Press, 1998), pp 6-31 Sylla, Richard. 1790-1840 US securities markets and the banking system. Review-Federal Reserve Bank of Saint Louis 80 (1998): 83-98 Licht, Working for the Railroad pp 262-63. 269 Dora L. Costa, 1880-1990 The evolution of retirement. in Costa, The Evolution of Retirement: An American Economic History, (U of Chicago Press, 1998), pp 6-31 Lewis E. Atherton, (1971) The Frontier Merchant in Mid-America Juliet E.K. Walker, (2009) The history of black business in America: Capitalism, race, entrepreneurship p 183.

Saturday, February 22, 2020

Questions for Thought Assignment Example | Topics and Well Written Essays - 500 words - 2

Questions for Thought - Assignment Example On the other hand, the waterfall method is a sequential design process. Completion of one stage usually leads to the next stage that has different goals. Agile methods allow an individual to make frequent changes to the management process and test the various stages of the project (Nayab 1). Change management is a vital process for IT professionals in many organizations. Every organization undergoes different forms of change. As the world of technology and business is changing it is paramount for organizations particularly the IT departments to conform to these changes. Change management is whereby the organization applies structured processes and tools for leading people during the change to achieve a particular outcome. Organization change management offers a framework upon which organizations can manage the changes in organization structure, new business processes, and cultural changes facing the company. Change management is beneficial particularly when the change requires all employees or people in the organization to learn new behaviors and skills. Organizations should set expectations, use tools to improve communication and reduce misinformation among employees to ensure they adapt to the change. Managing change is paramount for organizations that seek in the cor porate world (Fernandez and Rainey 168). There is a growing contention on whether organizations should develop their software packages of not. Several advantages are cited to support the development of personal software packages. However, before developing build in software packages, the company should assess the benefits of the software in relation to canned software packages. The â€Å"build versus buy† discussion is an important issue facing companies today. If building seems cheaper, it may be the best option rather than buying. Other benefits of building software packages include the ability to

Thursday, February 6, 2020

Identify the artifacts produced on the images during CT scans Essay

Identify the artifacts produced on the images during CT scans. Describe the - Essay Example Several strategies have been developed to prevent artifacts. In this article, different artifacts in CT imaging and various techniques to prevent then will be elaborated. Different researchers have classified artifacts in different manner. While some experts have classified artifacts based on appearance, like ring artifacts, shading artifacts and streak artifacts (Goldman, 2007, 222), others have classified them based on the causes (Yazdi and Beaulieu, 2008, 135). In this articles, classification by Yazdi and Beaulieu (2008, 135) will be used. Patient-based artifacts occur because of some attributes in the body of the patients. The most common patient-based artifacts are metallic artifacts. These artifacts occur due to presence of irremovable metals in the body of the patient like hip prosthesis, dental filling, fracture fixation rods, cardiac prosthesis, chemotherapy ports and surgical clips. Metallic artifacts appear like streaks on images. They occur because of improper and inaccurate correction of beam hardening within the back projection that is filtered. As such, metals absorb photons heavily and cause overestimation of activity in the metallic region. This is the reason why patients are asked to remove all metallic objects in their body prior to entering the scan room. Several techniques have been developed to prevent on minimize metallic artifacts in CT images (Yazdi and Beaulieu, 2008, 136). One such strategy is to disregard data related to projections from metal objects and reconstruct image only based on projec tion data from non-corrupted regions. However, this method is very costly for regular scans and convergence problems occur frequently. Another strategy is to reconstruct images by manually identifying the missing projections and replacing them with non-missing projections of the surrounding areas. This method is known as projection-interpolation method. Other strategies to

Tuesday, January 28, 2020

Business - Accounting Essay Example for Free

Business Accounting Essay In the file ACC 561 Week 3 Discussion Question 1 you will find right answers on the following task: Select a costing method: process, job, or activity based. Describe the nature of your chosen method. What types of organizations should choose that method? How is this method different from the costing methods you did not choose? Use your selected costing method to create a real-life business management scenario that includes realistic numbers. What management decisions may one make based on your scenario? Business Accounting Alternative Costing Methods The text presents job and processing costing systems as virtual â€Å"polar extremes,† there are many situations where it may be best for a company to use a hybrid system that combines attributes of both systems. Describe such a situation and discuss how the hybrid system may be better than either pure job or pure process systems. Think Twice Assume you own a business that makes two complementary products for which you allocated manufacturing overhead proportionally. A competitor is trying to undercut your price for one of the products. How might ABC costing help you better compete with this pending threat? Activity Base Costing- How do managers cost products or services using ABC systems? When should managers consider using an ABC costing system? How should they decide to adopt this method? Alternative Costing Methods I would like you all to select a costing method: process, job, or activity  based. Describe the nature of your chosen method. What types of organizations should choose that method? How is this method different from the costing methods you did not choose? I have implemented a job costing system in my company. If you were my corporate controller, how would you implement a job-costing system? Why is process costing a better costing method for cert Follow the link to get tutorial https://bitly.com/12BiSuQ College is a great time for young people to find themselves and to really find out what they are made of. However, there is a lot to learn. Some students only really become comfortable at college when its about time to leave! Dont let that be you. Here are some great college tips. Business Accounting Alternative Costing Methods The text presents job and processing costing systems as virtual â€Å"polar extremes,† there are many situations where it may be best for a company to use a hybrid system that combines attributes of both systems. Describe such a situation and discuss how the hybrid system may be better than either pure job or pure process systems. Think Twice Assume you own a business that makes two complementary products for which you allocated manufacturing overhead proportionally. A competitor is trying to undercut your price for one of the products. How might ABC costing help you better compete with this pending threat? Activity Base Costing- How do managers cost products or services using ABC systems? When should managers consider using an ABC costing system? How should they decide to adopt this method? Alternative Costing Methods I would like you all to select a costing method: process, job, or activity based. Describe the nature of your chosen method. What types of organizations should choose that method? How is this method different from the costing methods you did not choose? I have implemented a job costing system in my company. If you were my corporate controller, how would you implement a job-costing system? Why is process costing a better costing method for certain industries? What would happen if they used a job costing system? Can we explain three major source documents and how they are used in job costing systems? Why are these source documents needed?

Monday, January 20, 2020

Understanding Gender Roles in School-Smart and Mother-Wise Essay

Understanding Gender Roles in Wendy Luttrell's School-Smart and Mother-Wise "I had went so far I just got tired. I had got to the place where I didn't care if I learned anything or not" (59). This quote expresses quite plainly but strongly what many of the women in Wendy Luttrell's School-Smart and Mother-Wise felt in regards to their educational experience. Though Lilly put the thought into words, any number of these women probably had the same feelings concerning their school-age years. This paper will focus on Chapter 5 from that book, "Storied Selves and School Mission". I believe that many of the strongly established gender roles we have in society today are predominantly socialized and implanted in the impressionable minds of youth in school. Through examples from the book, as well as my own personal anecdotes, this paper will examine how schools institutionalize these gender roles; how this affects the self-concept that students (especially female students) have; and what we, as a society, have learned from this. Luttrell's study consisted of interviewing working class women who had decided to return back to school in their middle-aged years. She conducted the study with two groups, one from rural North Carolina, and one from urban Philadelphia. While there were many differences in the two groups' sentiments on many aspects of school, not one of the women she interviewed said they felt comfortable in school. Many of the women attributed this to class differences between them and their teachers, and these class differences very often involved geographic distinctions. For the Philadelphia women, it was an "suburban-urban" (55) issue, and for the women from North Carolina it was an "urban-rural" (55) issue. These c... ...implement. In my opinion, gender stratification in society-at-large is the issue at hand, not the mirroring of that in the school system. But, ultimately, the discussion of gender stratification in society, or the reflection of that stratification in the schools is a chicken or egg question. I think that an entire overhaul of the school system and curricula is necessary to help the schools emerge from the 1960's (which was the last time much of the curricula was seriously revised, including my high school in Baton Rouge) and into the 21st century. This rethinking would take out hidden assumptions about gender and place boys and girls on a more even footing in an academic setting. This egalitarian classroom would then be translated into the society-at-large and we would finally become a society in which gender equality is not only talked about, but actually exists.

Sunday, January 12, 2020

Mscquiz1

Chapter one – A The U. S, and indeed much of the world, has been described as a â€Å"knowledge society. † How does this affect productivity measurement and comparison of productivity between the U. S. and other countries? Illustrate with an example. Productivity is the ratio of out puts (goods and services) divided by inputs (resources and capital). The creation of goods and services requires changing resources into goods and services; the more efficiently we make this change, the more productive we are, and the more value is added to the good or services provided.By applying the ten decisions of operation management (om) help us to be efficient: developing and using the correct strategy helps us to be effective. The measurement of productivity is an important way to evaluate a country’s ability to provide a high stander of living for its people. Only through the increase of productivity, improve the stander living, and labor, capital and management receive high salary. When productivity increase using the same resources, the prices will go down, and if labor and capital increase without increase in productivity raises the prices. The U.S has been able to increase productivity at an average rate of almost 2. 55 per year which has double the U. S. ‘s wealth every 30 years. Three factors are important in improving the productivity; such as, labor, capital, and management. In order to improve the labor productivity, the labor force should be better utilized with a stronger commitment; training, motivation, team building and human resource strategies, and improved education are some of the techniques which contribute to increase productivity. The effective sue of capital increase the productivity, and management accounts for over half of the annual increase productivity.The postindustrial societies are known as knowledge societies, and using knowledge and technology are essential in postindustrial societies. In these societies much of th e labor force has migrated form manual work to technical and information processing tasks require on going education. Compare to other industrialized countries, the U. S. remains the world leader in overall productivity and services productivity; despite having the same problems with service productivity as other countries. The productivity challenge is difficult.A country cannot be world class competitor with second class inputs such as poorly educated labor insufficient capital, and dated technology. High productivity and high quality out puts require high quality inputs, including good operation managers. Since education is foundation to efficient operation in a technological society, countries are focusing on highly skilled workforce which is essential for global competitiveness. Example: From the text Siemens, the multi-billion-dollar German conglomerate, has long been known for its apprentice programs in its home country.Due to education is often the key to efficient operation s in a technological society, Siemens has spread its apprentice-training programs to its U. S. plants. These programs are laying the foundation for the highly skilled workforce that is essential for global competitiveness. Chapter One – B David Upton is president of Upton Manufacturing, a producer of G0-kart tires. Upton makes 1,000 tires per day with the following resources: Labor:400 hours at $12. 50 per hour Raw Material:20,000 pounds per day at $1 per pound Energy:$5,000 per day Capital:$10,000 per day . What is the labor productivity for these tires at Upton manufacturing? Productivity = units of output hours of labor Productivity = 1,000 400 = 2. 5 units per labor hours b. What is the multi-factor productivity for these tires at Upton manufacturing? 400 * 12. 50 = $5,000 a day Productivity = _______ _Output__________________ _______ Labor+ material +Energy+ Capital+ Miscellaneous = _____________ 1,000___________________ $5,000 + $20,000 + $5,000 + $10,000 + 0 = 1,000 un its $40,000 = 0. 25 unit per $ c. What is the percent change in multi-factor productivity if Upton can reduce the energy bill by $1,000 without cutting production or changing any other inputs? Productivity = _______ _Output__________________ _______ Labor+ material +Energy+ Capital+ Miscellaneous = _____________ 1,000___________________ $5,000 + $20,000 + $4,000 + $10,000 + 0 = 1,000 units $39,000 = 0. 02564 units per $ Percentage Change in multi-factor productivity = 0. 02564 0. 025 = 1. 0256 or 2. % Chapter Two –A In order to sustain a competitive advantage, restaurants must employ one the following three strategies: 1. ) Cost leadership; 2. ) Response; and 3. ) differentiation. Give one original example (one not mentioned in the text) of each of three restaurant chains that you could associate with each one of these strategies. (Use a fast food restaurant for only one of your three examples. Strategy is an organization’s action plan to achieve the mission: the strat egy exploits opportunities and strengths neutralize threads and avoid weaknesses.The firms achieve missions in three conceptual ways: differentiation, cost leadership, and response which mean that operations managers are abele to deliver goods and services that are better, or at least different, cheaper and more responsive. The three strategic concepts can generate a system that has a unique advantage over competitors, and provides an opportunity for operations managers to achieve competitive advantage. Differentiation is concerned with providing uniqueness: a firm’s opportunities for creating uniqueness are not located with a particular function or activity, but can arise in virtually everything that firm does.The opportunities creating this uniqueness are limited only by imagination due to most products include some service, and most services include some products. So, effective operations mangers assist in defining everything about product or services that will influence t he potential value to the customers. Example: In Differentiation, the best example that will fit the description would be Illusitions (Thai Cuisine) where you sit around a big pan in the middle and they cook the food in front of you which takes about 10-15 minutes. The difference is the uniqueness of the style of cooking.I have heard that in Thailand, the food is eaten when it’s very hot. So by having a big pan in the middle, kind of brings the essence of Thai food. They also provide the samples of different foods for you to try. Cost leadership entails achieving maximum value as defined by the customers. It requires examining each of the ten operations management decision in a relentless effort to drive down costs while meeting customer expectations of value: a low cost strategy does not imply low value or low quality. Example: The best example which can fit in the description of Cost leadership is McDonald.They provide fast food in low prices which are unbeatable and provid e an exceptional quality. They have grown tremendously in few years in national and international perspective. They are the one of the largest fast food chains in US and other countries. Response is define as including the entire range of values related to timely product development and delivery, as well as reliable scheduling and flexible performance. Flexible response is ability to match change in a marketplace where design innovations and volumes fluctuate substantially.The reliability of scheduling is another aspect of response: it manifests it self in reliable scheduling and it has value to end customers. Quickness is an other aspect of response; the operation mangers who develop system that respond quickly can have a competitive advantage. The operation management can increase productivity and generate a sustainable competitive advantage. Example: The restaurant that I think is suitable for this criterion is Olive garden. They serve with love and tradition. It has a different environment then any other restaurants.It gives a very cozy feeling. The people eat there are mostly families. Chapter Two – B In your own words (i. e. , not using sentences or phrases taken form the text or other resources), explain the difference between an international strategy and a transnational strategy. Identify on company (not mentioned in the text) that employs an international strategy and one that employs a transnational strategy. The difference between the international strategy and transnational strategy is that international strategy is on international level.The company takes its products to a different country and launches it in that country. They introduce their product in a different country where the competition is low and also the costs are low. Some companies have their raw products come from a different country where they pay less for their purchases. Some companies such as Whirlpool started out in a US state Michigan which now has more than 50 plants i n different countries that make washing machines, refrigerators, and stoves. The biggest reason is the cost and cheap labor.On the other hand, transitional strategy is when a US company takes its products to a different state where their competitors are few and also the product margin is high and costs are low. In the field of Transitional strategy, one of the most common examples is Wal-Mart. They are dominating the market because they have low prices and acceptable quality. They have different plants in different states in US. They compete with their competitors in every way which is cost, quality, and expediency. They buy goods from different states in US and other countries.

Saturday, January 4, 2020

Essay about President Franklin D. Roosevelts New Deal

On October 24, 1929, a day historically known as â€Å"Black Thursday†, the United States stock market crashed due to investors in the market starting to â€Å"sell off their shares, which resulted in a decline in stock prices.† (Dau-Schmidt, pg 60) This economic downturn in the market gave birth to financial ambivalence in the country, increasing unemployment, as well as other consequences on the landscape of international economics. When President Franklin D. Roosevelt took over as president in the year of 1933, â€Å"The country was in its depth of the Great Depression.† (Neal, 2010) Roosevelt’s New Deal consisted of implementing relief programs such as the Work Progress Administration and the Civil Works Administration, which aimed at revitalizing†¦show more content†¦They write, â€Å"In response to the massive unemployment of the 1930’s, Roosevelt’s New Deal in 1933 introduced the first federal relief programs targeted at the poor and unemployed†¦ he anticipated that the work relief jobs would boost consumer spending and thus increase demand for labor, which would then raise private employment and earnings.† (Neuman, Fishback, Kanton, pg 4) This quotes illustrates that programs such as these relief jobs, would not only be able to get the people back to work, but also get the economy up and running again. Moreover, another method in which Roosevelt used to revitalize the labor market was through the Civil Works Administration also known as the CWA. Similar to the Works Progress Administration, the CWA was introduced in 1933. This relief program also allowed for the construction of bridges, roads, but mostly focused on inner city projects. Nonetheless like the WPA, the CWA only â€Å" employed up to 4 million people per week through March 1934.† This goes to show that there was only a number amount of people to get jobs, this was determined by the â€Å"Household budget deficit principle of the CWA.† Furthermore, to put this in simpler terms, the CWA was given certain amount of money in order to have unemployed people working, thereforeShow MoreRelatedPresident Franklin D. Roosevelts New Deal and Unemployment1355 Words   |  6 Pages The New Deal was President Franklin D. Roosevelt’s legislative agenda for rescuing the United States from the Great Depression. 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